Harford County property record for 237 Staysail Dr, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,296 sqft · built 2011 |
| Lot Size | 0.048 acres (2,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $224,900 (May 2019) |
| Tax Bill | $2,481 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-389971 |
| Primary APN | 01-389971 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Total Area |
| Basement Area | 325 sqft |
| Finished Basement | 325 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,100 sqft (0.048 acres) |
| Garage Type | Basement |
| Garage Area | 190 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 389971 |
|---|---|
| Street Address | 237 STAYSAIL DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4125 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 62 2100 SF 237 STAYSAIL DRIVE MAGNOLIA LANDING 131/73 |
| Legal Subdivision | MAGNOLIA LNDG 01-10 |
| Legal Lot Number | 62 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301402 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 237 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 22, 2019 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on Record |
| Deed Sale | May 22, 2019 · Amount on Record |
| Prior Sale | Dec 27, 2011 · Amount on Record |
| Deed Book / Page | 13272 / 239 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 237 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | CERTIFIED TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0136870383 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 13687/0383 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 22, 2019 |
| Property Address | 237 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Document Number | 0132720239 |
| Book / Page | 13272 / 0239 |
| Map Reference | MB JJR 131 PG 71-80 |
| Instrument Date | May 6, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | CERTIFIED TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 237 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Document Number | 0013272246 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 13272/246 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $269,200 (+24.51%) Land $63,000 Building $206,200 | $269,200 (+24.51%) Land $63,000 Building $206,200 | |
| 2025 | $2,481.00 (+5.31%) Homeowner's exemption | ||
| 2023 | $216,200 Land $63,000 Building $153,200 | $216,200 Land $63,000 Building $153,200 | |
| 2022 | $2,356.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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