239 Sardis Pointe Rd, Matthews, NC 28105 Property Records

Mecklenburg County property record for 239 Sardis Pointe Rd, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,893 sqft · built 1999
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$930,000 (Jul 2026)
Tax Bill	$5,361 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`213-033-51`

Property Details

APN / Parcel Number

Primary APN	`213-033-51`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,893 sqft Living Area
Gross Area	4,482 sqft
1st Floor Area	1,705 sqft
Upper Floors Area	2,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Other
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	589 sqft
Porch	Finished/Open Porch
Porch Area	60 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	239 SARDIS POINTE RD
City	MATTHEWS
State	NC
Zip	28105-0213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L15 M28-899
Legal Subdivision	SARDIS POINTE MAP 03
Legal Block	3
Legal Lot Number	15
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3000
Census Tract	3015

Owner

Source: Mecklenburg County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	239 SARDIS POINTE RD, MATTHEWS, NC 28105-0213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
May 9, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Prior Sale	May 9, 2018 · Amount on Record
Deed Document Number	202680958
Deed Book / Page	40606 / 677
Prior Transfer Date	Mar 2, 1999
Prior Transfer Doc	0000042204
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 29, 2026
Property Address	239 SARDIS POINTE RD, MATTHEWS, NC 28105-0213
Document Number	0000080958
Book / Page	40606 / 677
Instrument Date	Jul 29, 2026
Instrument	202680958
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187,860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 SARDIS POINTE RD, MATTHEWS, NC 28105-0213

Mortgage

Document Number	0000080959,
Date	Jul 29, 2026
Book Page	40606/679
Instrument	202680959

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	239 SARDIS POINTE RD, MATTHEWS, NC 28105-0213
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024165
Date	Feb 8, 2021
Book Page	35647/730
Instrument	2021024165

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	239 SARDIS POINTE RD, MATTHEWS, NC 28105-0213
Document Number	0000110684
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 SARDIS POINTE RD MATTHEWS NC 281050213, MATTHEWS, NC 28105-0213

Mortgage

Document Number	0000110684
Date	Jul 21, 2020
Book Page	034829/000890
Instrument	110684

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 26255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 20, 2035

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 9, 2018
Property Address	239 SARDIS POINTE RD, MATTHEWS, NC 28105-0213
Document Number	0000056289
Book / Page	032665 / 000144
Instrument Date	May 8, 2018
Instrument	56289
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$998.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	239 SARDIS POINTE RD MATTHEWS NC 281050213, MATTHEWS, NC 28105-0213

Mortgage

Document Number	56290
Date	May 9, 2018
Book Page	032665/000146
Instrument	56290

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,361.00 (+1.63%)	$676,400 Land $152,000 Building $524,400	$676,400 Land $152,000 Building $524,400
2024	$5,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: AT&T, Google Fiber, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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