238 Sardis Pointe Rd, Matthews, NC 28105 Property Records

Mecklenburg County property record for 238 Sardis Pointe Rd, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,286 sqft · built 1998
Lot Size	0.287 acres (12,518 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Oct 2017)
Tax Bill	$5,886 (2023)
Deeds & Mortgages	Jul 2025 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`213-033-64`

Property Details

APN / Parcel Number

Primary APN	`213-033-64`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,286 sqft Heated Area
Gross Area	4,190 sqft
1st Floor Area	1,345 sqft
Upper Floors Area	1,941 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Wood
Lot Area	12,518 sqft (0.287 acres)
Garage Area	665 sqft
Porch	Porch
Porch Area	239 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	213-033-64
Street Address	238 SARDIS POINTE RD
City	MATTHEWS
State	NC
Zip	28105-0213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L28 M28-899
Legal Subdivision	SARDIS POINTE MAP 03
Legal Lot Number	28
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3000
Census Tract	3015

Owner

238 Sardis Pointe Rd is owned and occupied by an individual who bought it in October 2017.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	238 SARDIS POINTE RD, MATTHEWS, NC 28105-0213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Oct 6, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2017 · Amount on File
Deed Sale	Oct 6, 2017 · Amount on File
Deed Document Number	0003217880
Deed Book / Page	32178 / 80
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	238 SARDIS POINTE RD, MATTHEWS, NC 28105-0213
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 SARDIS POINTE RD, MATTHEWS, NC 28105-0213

Mortgage

Document Number	0000073455
Date	Jul 23, 2025
Book Page	39740/507
Instrument	2025073455

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	238 SARDIS POINTE RD, MATTHEWS, NC 28105-0213
Document Number	0000076900
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	238 SARDIS POINTE RD MATTHEWS NC 281050213, MATTHEWS, NC 28105-0213

Mortgage

Document Number	0000076900
Date	May 29, 2020
Book Page	034626/000465
Instrument	76900

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 28, 2040

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 6, 2017
Property Address	238 SARDIS POINTE RD, MATTHEWS, NC 28105-0213
Document Number	0000135878
Book / Page	32178 / 080
Map Reference	MB28 PG899
Instrument Date	Oct 5, 2017
Instrument	2017135878
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	BARRISTERS TITLE SVCS OF THE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10115 MISTY MOSS CT, 10115, MINT HILL, NC 28227-8120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000135879
Date	Oct 6, 2017
Instrument	2017135879

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 238 Sardis Pointe Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 238 Sardis Pointe Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: AT&T, Google Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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