239 Palmer St, Delta, CO 81416 Property Records

Delta County property record for 239 Palmer St, Delta, CO 81416 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,470 sqft · built 1902
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$223,400 (Oct 2020)
Tax Bill	$1,219 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Oct 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R014369`

Property Details

APN / Parcel Number

Primary APN	`R014369`
Alternative APN	`345713422011`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,470 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Marblecrete
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R014369
Street Address	239 PALMER ST
City	DELTA
State	CO
Zip	81416-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	239 PALMER ST DELTA 81416 S: 13 T: 15S R: 96W SUBDIVISION: ORIGINAL DELTA BLOCK: 23 LOT: 10 AND:- LOT: N211 TOTAL ACRES 0.13 +/- 37.5 X 150 SITE DELTA ORIG SUBD BLK 23 LOT 10 & N2 LT 11 SEC 13 T15S R96W 6PM BK 433 PG 885 BK 451 PG 631 BK 452 PG 86 BK
Legal Subdivision	ORIGINAL DELTA
Legal Block	23
Legal Lot Number	10
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	1
Census Block	1013
Census Tract	965100

Owner

Source: Delta County records · APN R014369

Assessment roll updated May 4, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	239 PALMER ST, DELTA, CO 81416-1733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2017	Deed of Trust, Mortgage EPPINGER VIII LTD
Oct 07, 2020	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Jun 20, 2019	Special Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
May 04, 2017	Special Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Mar 07, 2017	Trustee's Deed, Foreclosure
Feb 23, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 07, 2020 · Amount on Record
Deed Sale	Oct 07, 2020 · Amount on Record
Prior Sale	Jun 20, 2019 · Amount on Record
Deed Document Number	2020722583
Prior Transfer Date	Dec 27, 2005
Prior Transfer Doc	0000599332
Record Updated	Jun 08, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	239 PALMER ST, DELTA, CO 81416-1733
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	694243
Date	Mar 30, 2017
Instrument	694243

Lender

Name	EPPINGER VIII LTD
Type	Non-Lending Institution
Address	VICTORIA, TX 77901

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Mar 22, 2018

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Oct 07, 2020
Property Address	239 PALMER ST, DELTA, CO 81416-1733
Document Number	0000722583
Instrument Date	Oct 06, 2020
Instrument	722583
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$22.34
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	239 PALMER ST, DELTA, CO 81416-1733

Mortgage

Document Number	0000722584
Date	Oct 07, 2020
Instrument	722584

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Mortgage

Document Number	722585
Date	Oct 07, 2020
Instrument	722585

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

June 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Jun 20, 2019
Property Address	239 PALMER ST, DELTA, CO 81416-1733
Document Number	0000711726
Instrument Date	Jun 20, 2019
Instrument	711726
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$17.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 PALMER ST, DELTA, CO 81416-1733

Mortgage

Document Number	0000711727
Date	Jun 20, 2019
Instrument	711727

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DELTA CO
Recording Date	May 04, 2017
Property Address	239 PALMER ST, DELTA, CO 81416-1733
Document Number	0000694975
Instrument Date	Apr 28, 2017
Instrument	694975
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$13.19
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1212, OLATHE, CO 81425-1212

Mortgage

Document Number	0000694976
Date	May 04, 2017
Instrument	694976

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2047

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DELTA CO
Recording Date	Mar 07, 2017
Property Address	239 PALMER ST, DELTA, CO 81416-1733
Document Number	0000693534
Instrument Date	Mar 07, 2017
Instrument	693534
Transaction Type	Foreclosure
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 770740, STEAMBOAT SPRINGS, CO 80477-0740

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DELTA CO
Recording Date	Feb 23, 2017
Property Address	239 PALMER ST, DELTA, CO 81416-1733
Document Number	0000693286
Instrument Date	Feb 22, 2017
Instrument	693286
Transaction Type	Foreclosure
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 770740, STEAMBOAT SPRINGS, CO 80477-0740

Tax Assessment & Valuation

Source: Delta County records · Assessment roll updated May 4, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,219.00 (+26.98%)	$17,914 (+23.39%) Land $3,125 Building $14,789	$286,620 (+32.27%) Land $50,000 Building $236,620
2024	$960.00 (+3.9%)	$14,518 (-) Land $2,004 Building $12,514
2023	$924.00 (+1.87%)	$14,518 (+3.26%) Land $2,004 Building $12,514	$216,686 (+7.12%) Land $29,909 Building $186,777
2022	$907.00	$14,059 Land $1,117 Building $12,942	$202,286 Land $16,071 Building $186,215

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delta County (08029C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080299651001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 473 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Delta Montrose Electric Association	Fiber	6,000 / 6,000
Clearnetworx	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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