Delta County property record for 214 Palmer St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 780 sqft · built 1945 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Sep 2022) |
| Tax Bill | $802 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R014351 |
| Primary APN | R014351 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 780 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Heating System | Convection |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | R014351 |
|---|---|
| Street Address | 214 PALMER ST |
| City | DELTA |
| State | CO |
| Zip | 81416-1734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 214 PALMER ST DELTA 81416 S: 13 T: 15S R: 96W SUBDIVISION: ORIGINAL DELTA BLOCK: 14 LOT: 29 AND:- LOT: 30 TOTAL ACRES 0.17 +/- DELTA ORIGINAL SUBD BLK 14 LT 29 & 30 SEC 13 T15S R96W 6PM BK 258 PG 258 BK 354 PG 221 BK 381 PG 49 BK 461 PG 1643 BK 282 P |
| Legal Subdivision | ORIGINAL DELTA |
| Legal Block | 14 |
| Legal Lot Number | 29 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 965100 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 241 PALMER ST, DELTA, CO 81416-1733 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 12, 2022 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Oct 18, 2019 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO |
| Mar 1, 2019 | Correction Deed |
| Dec 17, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2022 · Amount on Record |
| Deed Sale | Sep 12, 2022 · Amount on Record |
| Prior Sale | May 21, 2007 · Amount on Record |
| Deed Document Number | 2022742065 |
| Prior Transfer Date | Nov 30, 2018 |
| Prior Transfer Doc | 0000707842 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Sep 12, 2022 |
| Property Address | 214 PALMER ST, DELTA, CO 81416-1734 |
| Document Number | 0000742065 |
| Map Reference | DOC 23124 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 742065 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 241 PALMER ST, DELTA, CO 81416-1733 |
| Document Number | 0000742066 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 742066 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Number | 0000742067 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 742067 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 214 PALMER ST, DELTA, CO 81416-1734 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2019 |
| Name | Verified Name |
|---|
| Document Number | 714487 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 714487 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | DELTA, CO 81416 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 18, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Mar 1, 2019 |
| Property Address | 214 PALMER ST, DELTA, CO 81416-1734 |
| Document Number | 0000709210 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 709210 |
| Record Updated | Feb 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 8112 HORN RD, DELTA, CO 81416-9369 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Dec 17, 2018 |
| Property Address | 214 PALMER ST, DELTA, CO 81416-1734 |
| Document Number | 0000707842 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 707842 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8112 HORN RD, 8112, DELTA, CO 81416-9369 |
| Name | Verified Name |
|---|---|
| Address | 8112 HORN RD, DELTA, CO 81416-9369 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $802.00 (+46.08%) | $11,791 (+42.11%) Land $3,125 Building $8,666 | $188,650 (+52.33%) Land $50,000 Building $138,650 |
| 2024 | $549.00 (+36.91%) | $8,297 (+31.66%) Land $1,740 Building $6,557 | |
| 2023 | $401.00 (-14.68%) | $6,302 (-13.58%) Land $1,585 Building $4,717 | $123,839 (+18.04%) Land $25,967 Building $97,872 |
| 2022 | $470.00 | $7,292 Land $1,117 Building $6,175 | $104,915 Land $16,071 Building $88,844 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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