McDowell County property record for 239 Gray Ridge View Dr, Nebo, NC 28761 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 3,214 sqft · built 2024 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Oct 2023) |
| Tax Bill | $4,310 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1734-00-01-1463 |
| Primary APN | 1734-00-01-1463 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,214 sqft Heated Area |
| Basement Area | 2,748 sqft |
| Finished Basement | 1,968 sqft |
| Unfinished Basement | 780 sqft |
| Flooring | Hardwood |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,867 sqft (1.03 acres) |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 442 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80692 |
|---|---|
| Street Address | 239 GRAY RIDGE VIEW DR |
| City | NEBO |
| State | NC |
| Zip | 28761-0368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.03 AC LOT 67 THE PENINSULA PB 27 PG 6 |
| Legal Lot Number | 67 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NEBO |
| Census Block Group | 2 |
| Census Block | 2079 |
| Census Tract | 970102 |
Source: McDowell County records · APN 1734-00-01-1463
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 320 PLANTATION PL, CHARLOTTE, NC 28209-2252 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Oct 18, 2023 | Warranty Deed, Transfer |
| Nov 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 18, 2023 · Amount on Record |
| Deed Sale | Oct 18, 2023 · Amount on Record |
| Prior Sale | Nov 12, 2021 · Amount on Record |
| Deed Document Number | 0001450144 |
| Deed Book / Page | 1450 / 144 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 239 GRAY RIDGE VIEW DR, NEBO, NC 28761-0368 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2025 |
| Name | Verified Name |
|---|---|
| Address | 320 PLANTATION PL, CHARLOTTE, NC 28209-2252 |
| Document Number | 0015210077 |
|---|---|
| Date | Nov 21, 2025 |
| Book Page | 1521/77 |
| Instrument | 2025005836 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Dec 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.1% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Oct 18, 2023 |
| Property Address | 239 GRAY RIDGE VIEW DR, NEBO, NC 28761-0368 |
| Document Number | 0014500144 |
| Book / Page | 1450 / 144 |
| Map Reference | MB PL27 PG 6&7 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 2023004912 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1609 IVY BLUFF WAY, MATTHEWS, NC 28105-0305 |
| Name | Verified Name |
|---|---|
| Address | 320 PLANTATION PL, CHARLOTTE, NC 28209-2252 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Nov 12, 2021 |
| Property Address | 239 GRAY RIDGE VIEW DR, NEBO, NC 28761-0368 |
| Document Number | 0013770116 |
| Book / Page | 1377 / 116 |
| Map Reference | MB PL 27 PG 6&7 |
| Instrument Date | Nov 03, 2021 |
| Instrument | 2021007326 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1609 LVY BLUFF WAY, MATTHEWS, NC 28105 |
| Document Number | 2021007327 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 2021007327 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 01, 2031 |
Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,310.00 (+146.99%) | $617,510 (+147%) Land $250,000 Building $367,510 | |
| 2023 | $1,745.00 (+23.23%) | $250,000 (+25%) Land $250,000 | $617,510 (+208.76%) Land $250,000 Building $367,510 |
| 2022 | $1,416.00 | $200,000 Land $200,000 | $200,000 Land $200,000 |
Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 6% of the US · above 4% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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