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225 Gray Ridge View Dr, Nebo, NC 28761 Property Records

McDowell County property record for 225 Gray Ridge View Dr, Nebo, NC 28761

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,836 sqft · built 2020
Lot Size1.11 acres (48,352 sqft)
Owner2 Trust Names on Record
Last Sale$280,000 (Aug 2018)
Tax Bill$8,265 (2025)
Deeds & MortgagesJul 2021 Mortgage
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN1734-00-01-0315

Property Details

APN / Parcel Number

Primary APN1734-00-01-0315
Alternative APNs
  • 68343
  • 80373

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,836 sqft Heated Area
Gross Area4,832 sqft
1st Floor Area1,836 sqft
Basement Area1,379 sqft
Finished Basement1,379 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area48,352 sqft (1.11 acres)
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area665 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80373
Street Address225 GRAY RIDGE VIEW DR
CityNEBO
StateNC
Zip28761-0368
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 68 THE PENINSULA 1.110 AC PB 27 PG 6
Legal SubdivisionTHE PENINSULA AT LAKE JAMES
Legal Lot Number68
JurisdictionMCDOWELL NC
Township / Civil DivisionNEBO
Census Block Group2
Census Block2079
Census Tract970102

Owner

Source: McDowell County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address225 GRAY RIDGE VIEW DR, NEBO, NC 28761-0368
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Aug 3, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2018 · Amount on Record
Deed SaleAug 3, 2018 · Amount on Record
Prior SaleJun 23, 2017 · Amount on Record
Deed Document Number20183577
Deed Book / Page1251 / 564
Last Transfer DateSep 13, 2023
Transfer Doc0000004453
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address225 GRAY RIDGE VIEW DR, NEBO, NC 28761-0368
Transaction TypeMortgage
Record UpdatedJan 16, 2023
Title CompanyLIBERTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013600372
DateJul 8, 2021
Book Page1360/372
Instrument2021004350
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateAug 3, 2018
Property Address225 GRAY RIDGE VIEW DR, NEBO, NC 28761-0368
Document Number0012510564
Book / Page001251 / 000564
Instrument DateAug 3, 2018
Instrument3577
Transaction TypeTransfer
Record UpdatedAug 22, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$560.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 HAMPTON PARISH ASHEVILLE NC 288059227, ASHEVILLE, NC 28805-9227

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,265.00$1,184,170 (-) Land $375,000 Building $809,170
2023$8,265.00$1,184,170 Land $375,000 Building $809,170$1,184,170 Land $375,000 Building $809,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims7 (2020–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		1,000 / 1,000
Starlink
Satellite		280 / 30
Skyrunner
Fixed Wireless		25 / 10

Cell Coverage

4G LTE only, no 5G reported

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