Oswego County and Minetto Town property record for 239 Gray Rd, Oswego, NY 13126 · Last verified May 2026
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1 ba · 1,152 sqft · built 2002 |
| Lot Size | 19.3 acres (841,579 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Mar 2022) |
| Tax Bill | $4,379 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 353600 165.00-01-01 |
| Primary APN | 353600 165.00-01-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 841,579 sqft (19.3 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 128 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 239 GRAY RD |
|---|---|
| City | OSWEGO |
| State | NY |
| Zip | 13126-5747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 14 028-010-000 |
| Legal Block | 1 |
| Legal Lot Number | 1.070 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | MINETTO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21402 |
Source: Oswego County and Minetto Town records · APN 353600 165.00-01-01
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 343 SHANTY CREEK RD, CENTRAL SQUARE, NY 13036-3417 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 04, 2023 | Deed of Trust, Mortgage · Line of Credit VISION FINANCIAL FCU |
| Mar 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage VISIONS FCU |
| May 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 11, 2022 · Amount on Record |
| Deed Sale | Mar 11, 2022 · Amount on Record |
| Deed Document Number | 20222442 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 239 GRAY RD, OSWEGO, NY 13126-5747 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 239 GRAY RD, OSWEGO, NY 13126-5747 |
| Document Number | 0000002826 |
|---|---|
| Date | Apr 04, 2023 |
| Instrument | R-2023-002826 |
| Name | VISION FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Mar 11, 2022 |
| Property Address | 239 GRAY RD, OSWEGO, NY 13126-5747 |
| Document Number | 0000002442 |
| Instrument Date | Feb 10, 2022 |
| Instrument | R-2022-002442 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2024 |
| Title Company | CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 239 GRAY RD, OSWEGO, NY 13126-5747 |
| Name | Verified Name |
|---|---|
| Address | 343 SHANTY CREEK RD, CENTRAL SQUARE, NY 13036-3417 |
| Document Number | 0000002443 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | R-2022-002443 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 239 GRAY RD, OSWEGO, NY 13126-5747 |
| Document Number | 0000004369 |
| Instrument Date | May 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 04, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 239 GRAY RD OSWEGO NY 131265747, OSWEGO, NY 13126-5747 |
| Document Number | 0000004369 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 4369 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2049 |
Source: Oswego County and Minetto Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Minetto Town |
| Unified School District | Oswego City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,379.00 | $120,978 (-) Land $37,500 Building $83,478 | $186,120 (+2%) Land $57,692 Building $128,428 |
| 2023 | $120,978 Land $37,500 Building $83,478 | $155,100 Land $48,077 Building $107,023 |
Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750214021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 6 individual NFIP policies nearby |
| Nearby Flood Policies | 6 in force 5 of 6 on primary residences |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2007, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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