Oswego County and Minetto Town property record for 165 Gray Rd, Oswego, NY 13126
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,280 sqft · built 1885 |
| Lot Size | 18.7 acres (816,750 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,263 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 353600 165.00-02-02 |
| Primary APN | 353600 165.00-02-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 640 sqft |
| 2nd Floor Area | 640 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 816,750 sqft (18.7 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 236 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 165 GRAY RD |
|---|---|
| City | OSWEGO |
| State | NY |
| Zip | 13126-5718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | LOT 15 026-005-000 |
| Legal Block | 2 |
| Legal Lot Number | 2.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | MINETTO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21402 |
165 Gray Rd, a rural home, is owned and occupied by an individual who acquired it in November 2005.
Source: Oswego County and Minetto Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 165 GRAY RD, OSWEGO, NY 13126-5718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 21, 2005 |
| Transfer Doc | 0000015765 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 165 Gray Rd was $3,263 with exemptions applied, up 2.5% from the year before.
Source: Oswego County and Minetto Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Minetto Town |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,263.00 (+2.55%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,182.00 | $88,000 Land $36,300 Building $51,700 | $135,385 Land $55,846 Building $79,539 |
| 2023 | $88,000 Land $36,300 Building $51,700 | $112,821 Land $46,539 Building $66,282 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 165 Gray Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 165 Gray Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
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