Stanly County property record for 239 Gem Ln, Stanfield, NC 28163
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,988 sqft · built 1998 |
| Lot Size | 3.94 acres (171,626 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $798 (2023) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 556402659351 |
| Primary APN | 556402659351 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,988 sqft Finished Area |
| Gross Area | 3,846 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 171,626 sqft (3.94 acres) |
| Garage Type | Attached |
| Garage Area | 858 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 338 sqft |
| Deck Area | 608 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 13858 |
|---|---|
| Street Address | 239 GEM LN |
| City | STANFIELD |
| State | NC |
| Zip | 28163-6773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | HSE 239 GEM LN 556402073 |
| Legal Subdivision | NEW LT SURV GARY F EUDY |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 930801 |
Source: Stanly County records, as of October 2, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 239 GEM LN, STANFIELD, NC 28163-6773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2002 |
| Deed Sale | Aug 19, 2002 |
| Deed Document Number | 0000874264 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 239 GEM LN, STANFIELD, NC 28163-6773 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 239 GEM LN, STANFIELD, NC 28163-6773 |
| Document Number | 0000481654 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | 1896/1084 |
| Instrument | 481654 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Stanly County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Stanfield Town |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $798.00 | $461,001 (-) Land $64,840 Building $396,161 | $461,001 (-) Land $64,840 Building $396,161 |
| 2022 | $798.00 | $461,001 Land $64,840 Building $396,161 | $461,001 Land $64,840 Building $396,161 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALBEMARLE |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures