165 Gem Ln, Stanfield, NC 28163 Property Records

Stanly County property record for 165 Gem Ln, Stanfield, NC 28163

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,890 sqft · built 2000
Lot Size	4.14 acres (180,338 sqft)
Owner	Individual Name on Record
Last Sale	$429,000 (Aug 2006)
Tax Bill	$6,004 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`556402754236`

Property Details

APN / Parcel Number

Primary APN	`556402754236`
Alternative APNs	`1544792` `13550` `4211`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,890 sqft Finished Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Combination
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	180,338 sqft (4.14 acres)
Garage Type	Attached
Garage Area	572 sqft
Porch	Porch
Porch Area	344 sqft
Patio Area	458 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1544792
Street Address	165 GEM LN
City	STANFIELD
State	NC
Zip	28163-6772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	HSE 165 GEM LN 556402072
Legal Subdivision	ERIC & SHELLI ALDRIDGE
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	1
Census Block	1050
Census Tract	930801

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	165 GEM LN, STANFIELD, NC 28163-6772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2006 · Amount on Record
Deed Sale	Aug 3, 2006 · Amount on Record
Deed Book / Page	1133 / 987
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	165 GEM LN, STANFIELD, NC 28163-6772
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000457168
Date	Apr 20, 2023
Book Page	1818/136
Instrument	457168

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Stanfield Town
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,004.00 (+4,188.57%)	$632,075 (+43.09%) Land $108,380 Building $523,695	$632,075 (+43.09%) Land $108,380 Building $523,695
2023	$140.00 (+2.19%)	$441,728 (-) Land $67,040 Building $374,688	$441,728 (-) Land $67,040 Building $374,688
2022	$137.00	$441,728 Land $67,040 Building $374,688	$441,728 Land $67,040 Building $374,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gem Ln

Nearby Streets

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