239 Gable Ln, Munford, AL 36268 Property Records

Talladega County property record for 239 Gable Ln, Munford, AL 36268

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,324 sqft · built 1990
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on File
Tax Bill	$1,006 (2026)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-01-12-0-000-039.002`

Property Details

APN / Parcel Number

Primary APN	`06-01-12-0-000-039.002`
Alternative APNs	`165097` `4889`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,324 sqft Base Area
1st Floor Area	2,324 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	78,408 sqft (1.8 acres)
Lot Dimensions	345 ft deep x 210 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	165097
Street Address	239 GABLE LN
City	MUNFORD
State	AL
Zip	36268-5097
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	210' X 345'(S) IRR BEG @ NE COR SE1/4 NE1/4 S12 T17S R7E, TH W 210', S 345'(S), E 150', S 210 ', E 50'(S), N 560'(S) TO THE P
Jurisdiction	TALLADEGA AL
Township / Civil Division	MUNFORD
Census Block Group	3
Census Block	3071
Census Tract	10101

Owner

239 Gable Ln is owned and occupied by an individual who acquired it in October 2019.

Source: Talladega County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	239 GABLE LN, MUNFORD, AL 36268-5097
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2019
Deed Sale	Oct 3, 2019
Deed Book / Page	1135 / 567
Prior Transfer Date	Aug 27, 2019
Prior Transfer Doc	1135000567
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALLADEGA AL
Recording Date	Sep 2, 2026
Property Address	239 GABLE LN, MUNFORD, AL 36268-5097
Document Number	1825000389
Book / Page	1825 / 389
Instrument Date	Aug 21, 2026
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 GABLE LN, MUNFORD, AL 36268-5097

Mortgage

Document Number	1825000389,
Date	Sep 2, 2026
Book Page	1825/389

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Sep 1, 2066

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 239 Gable Ln was $1,006 with a homeowner's exemption.

Source: Talladega County assessment roll, as of February 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Talladega County
Municipality	Oxford City
Unified School District	Oxford City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,006.00 Homeowner's exemption
2025	$1,006.00 (+7.14%) Homeowner's exemption	$26,960 (+6.86%) Land $2,300 Building $24,660	$269,600 (+6.86%) Land $23,000 Building $246,600
2024	$939.00 (+5.74%) Homeowner's exemption	$25,230 (+5.43%) Land $2,300 Building $22,930	$252,300 (+5.43%) Land $23,000 Building $229,300
2023	$888.00 Homeowner's exemption	$23,930 (+17.53%) Land $2,300 Building $21,630	$239,300 (+17.53%) Land $23,000 Building $216,300
2022		$20,360 Land $2,090 Building $18,270	$203,600 Land $20,900 Building $182,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 239 Gable Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2013–2020)
Most Recent Claim	Oct 2020 · Hurricane Zeta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 239 Gable Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 78% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD WATER WORKS & SEWER BOARD serves 31,239 people · EPA ID AL0000162
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Trichloroethylene resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20