Talladega County property record for 221 Gable Ln, Munford, AL 36268
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,560 sqft · built 1977 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Apr 2026) |
| Tax Bill | $676 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01-12-0-000-039.001 |
| Primary APN | 06-01-12-0-000-039.001 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,560 sqft Base Area |
| 1st Floor Area | 1,560 sqft |
| Flooring | Plywood |
| Interior Walls | Paneling |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 210 ft deep x 210 ft wide |
| Heating System | HVAC |
|---|
| Account Number | 4888 |
|---|---|
| Street Address | 221 GABLE LN |
| City | MUNFORD |
| State | AL |
| Zip | 36268-5097 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 210' X 210' (D) COM AT NE COR OF SE OF NE S 534', TO N/S RD. W ALG RD. 67' TO POB N 210' W 210' S 210' E 210' TO POB OF SEC. |
| Jurisdiction | TALLADEGA AL |
| Township / Civil Division | MUNFORD |
| Census Block Group | 3 |
| Census Block | 3071 |
| Census Tract | 10101 |
Source: Talladega County records · APN 06-01-12-0-000-039.001
Assessment roll updated February 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 563 KINCAID COVE LN, ODENVILLE, AL 35120-3854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on Record |
| Deed Sale | Apr 10, 2026 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 1273 / 284 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TALLADEGA AL |
| Recording Date | Apr 10, 2026 |
| Property Address | 221 GABLE LN, MUNFORD, AL 36268-5097 |
| Document Number | 1273000284 |
| Book / Page | 1273 / 284 |
| Instrument Date | Apr 08, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19,190.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 563 KINCAID COVE LN, ODENVILLE, AL 35120-3854 |
| Document Number | 1806000523, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 1806/523 |
| Name | SOUTHPOINT BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Number | 1806000537, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 1806/537 |
| Name | SOUTHPOINT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | May 01, 2036 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
Source: Talladega County records · Assessment roll updated February 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Talladega County |
| Municipality | Oxford City |
| Unified School District | Oxford City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $676.00 (+7.47%) Homeowner's exemption | $18,480 (+6.94%) Land $1,430 Building $17,050 | $184,800 (+6.94%) Land $14,300 Building $170,500 |
| 2024 | $629.00 (+5.89%) Homeowner's exemption | $17,280 (+5.43%) Land $1,430 Building $15,850 | $172,800 (+5.43%) Land $14,300 Building $158,500 |
| 2023 | $594.00 (+74.71%) Homeowner's exemption | $16,390 (+17.66%) Land $1,430 Building $14,960 | $163,900 (+17.66%) Land $14,300 Building $149,600 |
| 2022 | $340.00 | $13,930 Land $1,300 Building $12,630 | $139,300 Land $13,000 Building $126,300 |
Source: FEMA National Flood Hazard Layer as of October 2, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 2 (2013–2020) |
| Most Recent Claim | Oct 2020 · Hurricane Zeta |
| Wildfire Risk | Moderate above 61% of the US · above 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Cable | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 106 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OXFORD WATER WORKS & SEWER BOARD serves 31,239 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Trichloroethylene resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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