239 E Penn St, Bedford, PA 15522 Property Records

Bedford County property record for 239 E Penn St, Bedford, PA 15522

Property Summary

Property Type	Single Family Home
Details	1,560 sqft · built 1835
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Oct 2021)
Tax Bill	$2,814 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E.09-E.04-132`

Property Details

APN / Parcel Number

Primary APN	`E.09-E.04-132`
Alternative APN	`010-000359`

Interior

Stories	2 Stories
Building Area	1,560 sqft Living Area

Exterior

Year Built	Built 1835
Effective Year Built	Effective 1835
Lot Area	7,187 sqft (0.165 acres)

Location & Zoning

Street Address	239 E PENN ST
City	BEDFORD
State	PA
Zip	15522-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	239 E PENN ST
Jurisdiction	BEDFORD PA
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1013
Census Tract	960700

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	239 E PENN ST, BEDFORD, PA 15522-1316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Deed Document Number	20216187
Deed Book / Page	2021 / 6187
Prior Transfer Date	Sep 24, 2021
Prior Transfer Doc	02021/6187
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Oct 14, 2021
Property Address	239 E PENN ST, BEDFORD, PA 15522-1316
Document Number	02021/6187
Book / Page	2021 / 6187
Instrument Date	Sep 24, 2021
Instrument	2021-006187
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	BROKERS SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 E PENN ST, BEDFORD, PA 15522-1316

Mortgage

Document Number	2021006188
Date	Oct 14, 2021
Instrument	2021-006188

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
Municipality	Bedford Borough
Unified School District	Bedford Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,814.00 (+7.16%)	$127,700 (-) Land $28,100 Building $99,600	$127,700 (-) Land $28,100 Building $99,600
2025	$2,626.00 (+11.13%)	$127,700 (-) Land $28,100 Building $99,600	$127,700 (-) Land $28,100 Building $99,600
2023	$2,363.00 Additional exemption filed	$127,700 Land $28,100 Building $99,600
2012			$127,700 Land $28,100 Building $99,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	26 (1983–2021)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Severe Storms And Flooding, Jan 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUN AUTH OF BORO OF BEDFORD serves 5,127 people · EPA ID PA4050002
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
Crowsnest Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20