238 E Penn St, Bedford, PA 15522 Property Records

Bedford County property record for 238 E Penn St, Bedford, PA 15522

Property Summary

Property Type	Single Family Home
Details	3,596 sqft · built 1900
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Sep 2026)
Tax Bill	$6,069 (2026)
Deeds & Mortgages	Sep 2026 Sale Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E.09-E.04-050`

Property Details

APN / Parcel Number

Primary APN	`E.09-E.04-050`
Alternative APN	`010-000195`

Interior

Stories	2 Stories
Building Area	3,596 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	9,583 sqft (0.22 acres)
Pool Type	In-Ground Vinyl Pool

Location & Zoning

Street Address	238 E PENN ST
City	BEDFORD
State	PA
Zip	15522-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	238 E PENN ST
Legal Subdivision	GENERAL PLAN OF BEDFORD
Jurisdiction	BEDFORD PA
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1022
Census Tract	960700

Owner

238 E Penn St is owned and occupied by an individual who bought it in September 2026.

Source: Bedford County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	238 E PENN ST, BEDFORD, PA 15522-1315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed, Transfer SETTLEMENT COMPANY, ACCEL SETTLEMENT COMPANY LLC
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2026 · Amount on File
Deed Sale	Sep 9, 2026 · Amount on File
Prior Sale	Dec 27, 2005 · Amount on File
Deed Document Number	20264438
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Sep 9, 2026
Property Address	238 E PENN ST, BEDFORD, PA 15522-1315
Document Number	0000004438
Instrument Date	Aug 27, 2026
Instrument	20264438
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	SETTLEMENT COMPANY, ACCEL SETTLEMENT COMPANY LLC

Transaction

Amount	Amount on Record
Tax	$414,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 E PENN ST, BEDFORD, PA 15522-1315

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	238 E PENN ST, BEDFORD, PA 15522-1315
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/7030
Date	Nov 18, 2021
Book Page	2021/7030
Instrument	2021-007030

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 238 E Penn St was $6,069.

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
Municipality	Bedford Borough
Unified School District	Bedford Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,069.00	$301,800 Land $33,900 Building $267,900	$301,800 (-) Land $33,900 Building $267,900
2025			$301,800 Land $33,900 Building $267,900
2023	$5,584.00 Additional exemption filed	$301,800 Land $33,900 Building $267,900
2012			$301,800 Land $33,900 Building $267,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 238 E Penn St in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	26 (1983–2021)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Severe Storms And Flooding, Jan 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 238 E Penn St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUN AUTH OF BORO OF BEDFORD serves 5,127 people · EPA ID PA4050002
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Crowsnest Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline, T-Mobile.

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