137 E Central Ave, Dayton, OH 45449 Property Records

Montgomery County property record for 137 E Central Ave, Dayton, OH 45449

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 4,225 sqft · built 1905
Lot Size	0.246 acres (10,724 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (May 2026)
Tax Bill	$5,350 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`K48-00104-0122`

Property Details

APN / Parcel Number

Primary APN	`K48-00104-0122`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,225 sqft Living Area
1st Floor Area	1,690 sqft
Family Room	Family Room

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Old Style
Exterior Material	Brick
Lot Area	10,724 sqft (0.246 acres)
Lot Dimensions	165 ft deep x 65 ft wide
View / Lot	Major Commercial Strip
Garage Type	Detached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	602 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	137 E CENTRAL AVE
City	DAYTON
State	OH
Zip	45449-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	51 PT 1-4-123
Legal Subdivision	CITY OF WEST CARROLLTON
Legal Lot Number	122
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WEST CARROLLTON
Census Block Group	2
Census Block	2045
Census Tract	50301

Owner

Source: Montgomery County records · APN K48-00104-0122

Assessment roll updated December 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	137 E CENTRAL AVE, DAYTON, OH 45449-1803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Deed Document Number	202628881
Prior Transfer Date	Apr 01, 1994
Prior Transfer Doc	0000007080
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 14, 2026
Property Address	137 E CENTRAL AVE, DAYTON, OH 45449-1803
Document Number	0000028881
Instrument Date	Apr 29, 2026
Instrument	2026.28881
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	HOMESERVICES TITLE, HOME SERVICES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$90,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	137 E CENTRAL AVE, DAYTON, OH 45449-1803

Mortgage

Document Number	0000028882,
Date	May 14, 2026
Instrument	2026..28882

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.77%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated December 30, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	West Carrollton City
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,350.00	$81,220 (-) Land $8,590 Building $72,630	$232,060 (-) Land $24,550 Building $207,510
2024	$5,350.00 (+4.35%)
2023	$5,127.00 (+10.93%)	$81,220 (+41.87%) Land $8,590 Building $72,630	$232,060 (+41.86%) Land $24,550 Building $207,510
2022	$4,622.00	$57,250 Land $6,050 Building $51,200
2020			$163,580 Land $17,290 Building $146,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 21, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1989–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2020 · other causes

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Frontier.

Based on FCC filings for 383 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WEST CARROLLTON CITY PWS serves 8,361 people
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.