239 E 5th St, Mount Vernon, NY 10553 Property Records

Westchester County and Mount Vernon City property record for 239 E 5th St, Mount Vernon, NY 10553

Property Summary

Property Type	Single Family Home
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (Mar 2022)
Tax Bill	$15,468 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550800 169.32-4059-39`

Property Details

APN / Parcel Number

Primary APN	`550800 169.32-4059-39`
Alternative APNs	`080016903240590390000000` `106220`

Exterior

Lot Area	3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	106220
Street Address	239 E 5TH ST
City	MOUNT VERNON
State	NY
Zip	10553-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4059
Legal Lot Number	39.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3001
Census Tract	3300

Owner

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	239 E 5TH ST, MOUNT VERNON, NY 10553-1705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 22, 2022	Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 5, 2018	Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2022 · Amount on Record
Deed Sale	Mar 22, 2022 · Amount on Record
Prior Sale	Feb 5, 2018 · Amount on Record
Deed Document Number	20223909
Prior Transfer Date	Jul 13, 2015
Prior Transfer Doc	0551553068
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	239 E 5TH ST, MOUNT VERNON, NY 10553-1705
Transaction Type	Mortgage
Record Updated	Mar 18, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 E 5TH ST, MOUNT VERNON, NY 10553-1705

Mortgage

Document Number	0640643386
Date	Mar 5, 2024
Instrument	640643386

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Apr 1, 2052

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	239 E 5TH ST, MOUNT VERNON, NY 10553-1705
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 E 5TH ST, MOUNT VERNON, NY 10553-1705

Mortgage

Document Number	0632543077
Date	Sep 11, 2023
Instrument	632543077

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Apr 1, 2052

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 22, 2022
Property Address	239 E 5TH ST, MOUNT VERNON, NY 10553-1705
Document Number	0620663909
Map Reference	VOL 15 PG 12
Instrument Date	Mar 10, 2022
Instrument	620663909
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	239 E 5TH ST, 239, MOUNT VERNON, NY 10553-1705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7914 ROCKAWAY BEACH BLVD APT 6F, 6F, ROCKAWAY BEACH, NY 11693-2081

Mortgage

Document Number	0620813138
Date	Mar 22, 2022
Instrument	620813138

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 5, 2018
Property Address	239 E 5TH ST, MOUNT VERNON, NY 10553-1705
Document Number	0580243520
Map Reference	VOL15 PG12
Instrument Date	Jan 26, 2018
Instrument	580243520
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	JUDICIAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	239 E 5TH ST, 239, MOUNT VERNON, NY 10553-1705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 PINE ST # 1, 1, BROOKLYN, NY 11208-2020

Mortgage

Document Number	0580313436
Date	Feb 5, 2018
Instrument	580313436

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,468.00 (+31.16%)
2025	$11,793.00	$9,000 (-) Land $2,200 Building $6,800	$500,000 (+6.67%) Land $122,222 Building $377,778
2024		$9,000 (-) Land $2,200 Building $6,800	$468,750 (-10.94%) Land $114,583 Building $354,167
2023		$9,000 Land $2,200 Building $6,800	$526,316 Land $128,655 Building $397,661

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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