227 E 5th St, Mount Vernon, NY 10553 Property Records

Westchester County and Mount Vernon City property record for 227 E 5th St, Mount Vernon, NY 10553

Property Summary

Property Type	Single Family Home
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$702,000 (Jun 2023)
Tax Bill	$18,906 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550800 169.32-4059-15`

Property Details

APN / Parcel Number

Primary APN	`550800 169.32-4059-15`
Alternative APNs	`080016903240590150000000` `105980`

Exterior

Lot Area	3,920 sqft (0.09 acres)

Location & Zoning

Account Number	105980
Street Address	227 E 5TH ST
City	MOUNT VERNON
State	NY
Zip	10553-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RAPID TRANSIT COMPANY
Legal Block	4059
Legal Lot Number	15.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3001
Census Tract	3300

Owner

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	227 E 5TH ST, MOUNT VERNON, NY 10553-1705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 3, 2021	Deed, Transfer · Stand-Alone First Mortgage ABL THREE LLC
May 29, 2019	Trustee's Deed, Foreclosure FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2023 · Amount on Record
Deed Sale	Jun 6, 2023 · Amount on Record
Prior Sale	Dec 3, 2021 · Amount on Record
Deed Document Number	20233316
Prior Transfer Date	Apr 11, 2019
Prior Transfer Doc	0590663101
Record Updated	Oct 29, 2026

June 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jun 6, 2023
Property Address	227 E 5TH ST, MOUNT VERNON, NY 10553-1705
Document Number	0631293316
Map Reference	VOL 15 PG 12
Instrument Date	Apr 27, 2023
Instrument	631293316
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	JUDICIAL TITLE INSURANCE AGENCY INC, JUDICIAL TITLE INS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,808.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1787 CENTRAL PARK AVE # AVE315, AVE315, YONKERS, NY 10710-2828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 CORNELIA ST, BROOKLYN, NY 11237-6002

Mortgage

Document Number	0631293386
Date	Jun 6, 2023
Instrument	631293386

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2053

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Dec 3, 2021
Property Address	227 E 5TH ST, MOUNT VERNON, NY 10553-1705
Document Number	0613283504
Map Reference	VOL 15 PG 12
Instrument Date	Nov 9, 2021
Instrument	613283504
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1767 CENTRAL PARK AVE, YONKERS, NY 10710-2828

Mortgage

Document Number	0613373433
Date	Dec 3, 2021
Instrument	613373433

Lender

Name	ABL THREE LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WESTCHESTER NY
Recording Date	May 29, 2019
Property Address	227 E 5TH ST, MOUNT VERNON, NY 10553-1705
Document Number	0590663101
Book / Page	059066 / 003101
Instrument Date	Apr 11, 2019
Transaction Type	Foreclosure
Record Updated	Jun 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS

Transaction

Amount	Amount Recorded
Tax	$1,500.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	14405 WALTERS RD #200 HOUSTON TX 770141345, 200, HOUSTON, TX 77014-1345
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,906.00 (+29.69%)
2025	$14,578.00	$11,000 (-) Land $2,100 Building $8,900	$611,111 (+6.67%) Land $116,667 Building $494,444
2024		$11,000 (-) Land $2,100 Building $8,900	$572,917 (-10.94%) Land $109,375 Building $463,542
2023		$11,000 Land $2,100 Building $8,900	$643,275 Land $122,807 Building $520,468

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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