239 E 43rd St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 239 E 43rd St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,597 sqft · built 1947
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Aug 2022)
Tax Bill	$7,076 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`0154-232-07-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-232-07-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,597 sqft Living Area
Gross Area	1,861 sqft
1st Floor Area	1,597 sqft
Family Room	Family Room

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Block
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	30 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	239 E 43RD ST
City	SAN BERNARDINO
State	CA
Zip	92404-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1834 LOT 11 BLOCK 5 SAN BERNARDINO HEIGHTS
Legal Subdivision	TRACT NO 1834
Legal Tract	1834
Legal Block	5
Legal Lot Number	11
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3013
Census Tract	4505

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	239 E 43RD ST, SAN BERNARDINO, CA 92404-1222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 2, 2021	Grant Deed, Transfer · Commercial Mortgage HARMONY HOUSING FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2022 · Amount on Record
Deed Sale	Aug 5, 2022 · Amount on Record
Prior Sale	Dec 2, 2021 · Amount on Record
Deed Document Number	2022271612
Prior Transfer Date	Jul 26, 2010
Prior Transfer Doc	0000348049
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 5, 2022
Property Address	239 E 43RD ST, SAN BERNARDINO, CA 92404-1222
Document Number	0000271612
Map Reference	MB 26 PG 52
Instrument Date	Jul 26, 2022
Instrument	2022-0271612
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	OS NATIONAL TITLE, USA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	239 E 43RD ST, SAN BERNARDINO, CA 92404-1222

Mortgage

Document Number	0000271613
Date	Aug 5, 2022
Instrument	2022-0271613

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 2, 2021
Property Address	239 E 43RD ST, SAN BERNARDINO, CA 92404-1222
Document Number	0000541997
Map Reference	MB 26 PG 52
Instrument Date	Nov 2, 2021
Instrument	2021-0541997
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	OS NATIONAL TITLE, USA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6441 HOLLYOAK DR, RANCHO CUCAMONGA, CA 91701-3917

Mortgage

Document Number	0000541998
Date	Dec 2, 2021
Instrument	2021-0541998

Lender

Name	HARMONY HOUSING FINANCIAL SERVICES
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$573,052 (+2%) Land $171,916 Building $401,136
2025	$7,076.00 (+4.5%) Homeowner's exemption	$561,816 (+4.04%) Land $168,545 Building $393,271
2023	$6,771.00 (+60.72%)	$540,000 Land $162,000 Building $378,000
2022	$4,213.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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