235 E 43rd St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 235 E 43rd St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 834 sqft · built 1947
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Apr 2026)
Tax Bill	$3,495 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`0154-232-06-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-232-06-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	834 sqft Living Area
Gross Area	1,044 sqft
1st Floor Area	834 sqft
Family Room	Family Room

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	210 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	27 sqft
Patio Area	27 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	235 E 43RD ST
City	SAN BERNARDINO
State	CA
Zip	92404-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 1834 LOT 10 BLOCK 5 SAN BERNARDINO HEIGHTS
Legal Subdivision	SAN BERNARDINO HEIGHTS
Legal Tract	1834
Legal Block	5
Legal Lot Number	10
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3013
Census Tract	4505

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	235 E 43RD ST, SAN BERNARDINO, CA 92404-1222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Apr 20, 2026	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
May 7, 2021	Intrafamily Transfer, Transfer
Jul 8, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE-IE
Jul 8, 2019	Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Jul 8, 2019 · Amount on Record
Deed Document Number	2026100695
Prior Transfer Date	Apr 28, 2021
Prior Transfer Doc	0000214200
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	235 E 43RD ST, SAN BERNARDINO, CA 92404-1222
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 E 43RD ST, SAN BERNARDINO, CA 92404-1222

Mortgage

Document Number	0000061657
Date	Feb 8, 2021
Instrument	2021-0061657

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 20, 2026
Property Address	235 E 43RD ST, SAN BERNARDINO, CA 92404-1222
Document Number	0000100695
Instrument Date	Mar 17, 2026
Instrument	2026100695
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,439.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	235 E 43RD ST, SAN BERNARDINO, CA 92404-1222

Mortgage

Document Number	0000100696,
Date	Apr 20, 2026
Instrument	2026100696

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 7, 2021
Property Address	235 E 43RD ST, SAN BERNARDINO, CA 92404-1222
Document Number	0000214200
Map Reference	MB 26 PG 52
Instrument Date	Apr 28, 2021
Instrument	2021-0214200
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	235 E 43RD ST, SAN BERNARDINO, CA 92404-1222

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 8, 2019
Property Address	235 E 43RD ST, SAN BERNARDINO, CA 92404-1222
Document Number	0000225109
Instrument Date	May 31, 2019
Instrument	225109
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE-IE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19600 PERRY AVE RIALTO CA 923774032, RIALTO, CA 92377-4032

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 8, 2019
Property Address	235 E 43RD ST, SAN BERNARDINO, CA 92404-1222
Document Number	0000225110
Map Reference	MB 26 PG 52
Instrument Date	May 31, 2019
Instrument	2019-0225110
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	235 E 43RD ST, SAN BERNARDINO, CA 92404-1222

Mortgage

Document Number	0000225111
Date	Jul 8, 2019
Instrument	2019-0225111

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$278,879 (+2%) Land $83,664 Building $195,215
2025	$3,495.00 (+4.86%) Homeowner's exemption	$273,411 (+4.04%) Land $82,024 Building $191,387
2023	$3,333.00 (-0.12%) Homeowner's exemption	$262,794 Land $78,839 Building $183,955
2022	$3,337.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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