239 Cays Dr, Naples, FL 34114 Property Records

Collier County property record for 239 Cays Dr, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	1,603 sqft · built 1996
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$170,900 (Nov 1996)
Tax Bill	$4,113 (2025)
Flood Zone	Zone AE (high risk)
APN	`641500 697D09`

Property Details

APN / Parcel Number

Primary APN	`641500 697D09`
Alternative APNs	`74890001669143455697` `74890001669`

Interior

Stories	1 Story
Building Area	1,603 sqft Living Area
Gross Area	2,046 sqft
1st Floor Area	1,603 sqft

Exterior

Year Built	Built 1996
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	170 ft deep x 42 ft wide

Exterior Amenities

Pool Area	288 sqft
Porch	Enclosed Porch
Deck Area	440 sqft
Boat Access	Boat Access

Location & Zoning

Account Number	641500 697D09
Old Parcel Number	74890001669143455697
Street Address	239 CAYS DR
City	NAPLES
State	FL
Zip	34114-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-16
Legal Description	STELLA MARIS LOT 69
Legal Range	28
Legal Township	52
Legal Section	09
Legal Subdivision	STELLA MARIS
Legal Tract	641500
Legal Lot Number	69
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1162
Census Tract	11113

Owner

Source: Collier County records · APN 641500 697D09

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	239 CAYS DR, NAPLES, FL 34114-9633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 21, 1996 · Amount on Record
Deed Sale	Nov 21, 1996 · Amount on Record
Deed Document Number	0002253299
Deed Book / Page	02253 / 00299
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,113.00 (-13.26%) Homeowner's exemption	$292,305 (+5.99%)	$557,648 (-7.15%) Land $250,906 Building $306,742
2023	$4,742.00 (-0.46%) Homeowner's exemption	$275,793 (+3%)	$600,566 (+14.78%) Land $324,086 Building $276,480
2022	$4,764.00 Homeowner's exemption	$267,760	$523,216 Land $234,178 Building $289,038

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), as of June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210111131, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 226 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	646 units insured incl. 420 condo units
Nearby Flood Claims	12 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire Risk	Extreme above 97.7% of the US · above 93% of Florida
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	940 / 940
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 7 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL5110230, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PORT OF THE ISLANDS private · serves 1,200 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Thallium resolved · Apr 2024 Arsenic resolved · Apr 2024 Antimony resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.