Collier County property record for 231 Cays Dr, Naples, FL 34114
| Property Type | Single Family Home |
|---|---|
| Details | 1,333 sqft · built 1996 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $659,000 (Feb 2026) |
| Tax Bill | $3,961 (2025) |
| Deeds & Mortgages | Feb 2026 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 641500 717D09 |
| Primary APN | 641500 717D09 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,333 sqft Living Area |
| 1st Floor Area | 1,333 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 5,663 sqft (0.13 acres) |
| Pool Area | 288 sqft |
| Deck Area | 312 sqft |
| Boat Access | Boat Access |
| Street Address | 231 CAYS DR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34114-9633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF-16 |
| Legal Description | STELLA MARIS LOT 71 |
| Legal Range | 28 |
| Legal Township | 52 |
| Legal Section | 9 |
| Legal Subdivision | STELLA MARIS |
| Legal Tract | 641500 |
| Legal Block | 1 |
| Legal Lot Number | 71 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | EVERGLADES |
| Census Block Group | 1 |
| Census Block | 1162 |
| Census Tract | 11113 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 231 CAYS DR, NAPLES, FL 34114-9633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2026 · Amount on Record |
| Deed Sale | Feb 16, 2026 · Amount on Record |
| Prior Sale | Jun 9, 2009 · Amount on Record |
| Deed Document Number | 20266785860 |
| Deed Book / Page | 6554 / 791 |
| Prior Transfer Date | Apr 24, 1998 |
| Prior Transfer Doc | 2416000586 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Feb 16, 2026 |
| Property Address | 231 CAYS DR, NAPLES, FL 34114-9633 |
| Document Number | 0065540791 |
| Book / Page | 6554 / 791 |
| Map Reference | MB 26 PG 26 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 6785860 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2026 |
| Title Company | PARADISE BCH TITLE LLC, PARADISE COAST T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,613.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6300 LAKE RD W # WLOT44, WLOT44, GENEVA, OH 44041-7615 |
| Name | Verified Name |
|---|---|
| Address | 231 CAYS DR, NAPLES, FL 34114-9633 |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,697 (+2.7%) | $459,464 (-4.81%) Land $188,179 Building $271,285 | |
| 2025 | $3,961.00 (-21.19%) Homeowner's exemption | $280,133 (+5.99%) | $482,683 (-4.86%) Land $188,179 Building $294,504 |
| 2024 | $5,026.00 (+9.36%) | ||
| 2023 | $4,596.00 (-0.43%) Homeowner's exemption | $264,309 (+3%) | $507,349 (+12.25%) Land $243,065 Building $264,284 |
| 2022 | $4,616.00 Homeowner's exemption | $256,611 | $451,974 Land $175,634 Building $276,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 226 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 646 units insured incl. 420 condo units |
| Nearby Flood Claims | 12 (2017–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.7% of the US · above 93% of Florida |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORT OF THE ISLANDS private · serves 1,200 people · EPA ID FL5110230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Thallium resolved · Apr 2024 Arsenic resolved · Apr 2024 Antimony resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 940 / 940 |
| T-Mobile Fixed Wireless | 100 / 20 |
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