Clay County property record for 2389 Upper Rader Rd, Manchester, KY 40962
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 2002 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Jun 2011) |
| Tax Bill | $70 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-30-00-004.00 |
| Primary APN | 036-30-00-004.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 30,928 sqft (0.71 acres) |
| Garage Area | 72 sqft |
| Porch | Porch |
| Porch Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 16022 |
|---|---|
| Street Address | 2389 UPPER RADER RD |
| City | MANCHESTER |
| State | KY |
| Zip | 40962-4806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.710 ACRES & HOUSE LOT # 4 |
| Legal Lot Number | 4 |
| Jurisdiction | CLAY KY |
| Township / Civil Division | BURNING SPRINGS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 950202 |
2389 Upper Rader Rd is owned and occupied by an individual who bought it in June 2011.
Source: Clay County records, as of December 19, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 729, MANCHESTER, KY 40962-0729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2011 · Amount on File |
| Deed Sale | Jun 22, 2011 · Amount on File |
| Deed Document Number | 112229 |
| Deed Book / Page | DEED 300 / 408 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2389 Upper Rader Rd was $70 with a homeowner's exemption.
Source: Clay County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $70.00 Homeowner's exemption | $55,000 | $55,000 |
| 2023 | $103.00 Homeowner's exemption | $55,000 | $55,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2389 Upper Rader Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2022) |
| Most Recent Claim | Jul 2022 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2389 Upper Rader Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 80% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MANCHESTER WATER ASSOC private · serves 5,332 people · EPA ID KY0260266 |
|---|---|
| Water Source | Purchased surface water from MANCHESTER WATER WORKS |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 Haloacetic acids resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peoples Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
May also be available: Windstream.
5G and 4G LTE (outdoors only)
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