Clay County property record for 2182 Upper Rader Rd, Manchester, KY 40962
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,368 sqft · built 1999 |
| Lot Size | 2.53 acres (110,207 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $95 (2025) |
| Deeds & Mortgages | Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-00-00-023.00 |
| Primary APN | 036-00-00-023.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,368 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 110,207 sqft (2.53 acres) |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 336 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Account Number | 7855 |
|---|---|
| Street Address | 2182 UPPER RADER RD |
| City | MANCHESTER |
| State | KY |
| Zip | 40962-4806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.530 ACRES/VACANT |
| Jurisdiction | CLAY KY |
| Township / Civil Division | BURNING SPRINGS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 950202 |
2182 Upper Rader Rd is owned by an individual who acquired it in November 2020.
Source: Clay County records, as of December 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2147 FARISTON RD, LONDON, KY 40744-7928 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2020 |
| Deed Sale | Nov 10, 2020 |
| Deed Document Number | 0000332419 |
| Deed Book / Page | 332 / 419 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY KY |
| Recording Date | Nov 10, 2020 |
| Property Address | 2182 UPPER RADER RD, MANCHESTER, KY 40962-4806 |
| Document Number | 000332/419 |
| Book / Page | 332 / 419 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 311884 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2182 UPPER RADER RD, MANCHESTER, KY 40962-4806 |
| Name | Verified Name |
|---|---|
| Address | 2147 FARISTON RD, LONDON, KY 40744-7928 |
The 2025 property tax bill for 2182 Upper Rader Rd was $95.
Source: Clay County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $95.00 | $8,000 | $8,000 |
| 2023 | $588.00 | $49,300 | $49,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2182 Upper Rader Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2022) |
| Most Recent Claim | Jul 2022 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2182 Upper Rader Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 80% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MANCHESTER WATER ASSOC private · serves 5,332 people · EPA ID KY0260266 |
|---|---|
| Water Source | Purchased surface water from MANCHESTER WATER WORKS |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 Haloacetic acids resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 3 |
May also be available: Peoples Rural Telephone Cooperative.
5G (outdoors only) and 4G LTE
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