23885 Pioneer Trl, Loretto, MN 55357 Property Records

Hennepin County property record for 23885 Pioneer Trl, Loretto, MN 55357

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 2,297 sqft · built 1994
Lot Size	2.58 acres (112,385 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (May 2022)
Tax Bill	$7,754 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-119-23-22-0004`

Property Details

APN / Parcel Number

Primary APN	`31-119-23-22-0004`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,297 sqft Living Area
Gross Area	4,038 sqft
1st Floor Area	1,481 sqft
2nd Floor Area	816 sqft
Basement Area	881 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	112,385 sqft
Lot Dimensions	519 ft deep x 217 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	860 sqft
Deck Area	490 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	23885 PIONEER TRL
City	LORETTO
State	MN
Zip	55357-9754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 002 A CASE FARM ADDN N 217X519X200X602
Legal Range	23
Legal Township	119
Legal Section	31
Legal Quarter	22
Legal Subdivision	CASE FARM ADDN
Legal Block	2
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	CORCORAN
Census Block Group	3
Census Block	3028
Census Tract	27102

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23885 PIONEER TRL, LORETTO, MN 55357-9754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
May 5, 2022	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2022 · Amount on Record
Deed Sale	May 5, 2022 · Amount on Record
Prior Sale	Apr 29, 2022 · Amount on Record
Deed Document Number	202211105296
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	23885 PIONEER TRL, LORETTO, MN 55357-9754
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23885 PIONEER TRL, LORETTO, MN 55357-9754

Mortgage

Document Number	0A11139897
Date	Aug 23, 2022
Instrument	A11139897

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 5, 2022
Property Address	23885 PIONEER TRL, LORETTO, MN 55357-9754
Document Number	0A11105296
Instrument Date	Apr 29, 2022
Instrument	A11105296
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23885 PIONEER TRL, LORETTO, MN 55357-9754

Mortgage

Document Number	0A11105297
Date	May 5, 2022
Instrument	A11105297

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	May 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9%
Index	Other
Margin	3
Max Rate	9%

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Corcoran City
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,754.00 (+40.12%)	$586,100 (+36.62%) Land $97,900 Building $488,200	$586,100 (+36.62%) Land $97,900 Building $488,200
2023	$5,534.00 Homeowner's exemption
2022		$429,000 Land $98,000 Building $331,000	$429,000 Land $98,000 Building $331,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Xfinity.

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