23872 Pioneer Trl, Loretto, MN 55357 Property Records

Hennepin County property record for 23872 Pioneer Trl, Loretto, MN 55357

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,854 sqft · built 1989
Lot Size	4.56 acres (199,069 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Aug 2018)
Tax Bill	$7,323 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-119-23-32-0004`

Property Details

APN / Parcel Number

Primary APN	`30-119-23-32-0004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,854 sqft Living Area
Gross Area	3,356 sqft
1st Floor Area	1,044 sqft
2nd Floor Area	810 sqft
Basement Area	638 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	199,069 sqft
Terrain	Wooded
View / Lot	Lake
Garage Type	Attached
Garage Area	864 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	126 sqft
Deck Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	23872 PIONEER TRL
City	LORETTO
State	MN
Zip	55357-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 001 A CHESTER BARTON CASE ESTATES IRREGULAR
Legal Range	23
Legal Township	119
Legal Section	30
Legal Quarter	32
Legal Subdivision	CHESTER BARTON CASE ESTATES
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	CORCORAN
Census Block Group	3
Census Block	3019
Census Tract	27102

Owner

23872 Pioneer Trl is owned and occupied by two individuals who bought it in August 2018.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23872 PIONEER TRL, LORETTO, MN 55357-9753
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY
Mar 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage BUILDING TRADES FCU
Aug 30, 2018	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2018 · Amount on File
Deed Sale	Aug 30, 2018 · Amount on File
Deed Document Number	201810588182
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	23872 PIONEER TRL, LORETTO, MN 55357-9753
Document Number	0010882388
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	MINNESOTA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23872 PIONEER TRL LORETTO MN 553579753, LORETTO, MN 55357-9753

Mortgage

Document Number	0010882388
Date	Dec 8, 2020
Instrument	10882388

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 7, 2040

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	23872 PIONEER TRL, LORETTO, MN 55357-9753
Document Number	0010651165
Instrument Date	Mar 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23872 PIONEER TRL LORETTO MN 553579753, LORETTO, MN 55357-9753

Mortgage

Document Number	0010651165
Date	Apr 17, 2019
Instrument	10651165

Lender

Name	BUILDING TRADES FCU
Type	Credit Union
Address	MAPLE GROVE, MN 55369

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 16, 2029

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 30, 2018
Property Address	23872 PIONEER TRL, LORETTO, MN 55357-9753
Document Number	0010588182
Instrument Date	Aug 24, 2018
Instrument	10588182
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,564.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23872 PIONEER TRL LORETTO MN 553579753, LORETTO, MN 55357-9753

Mortgage

Document Number	10588183
Date	Aug 30, 2018
Instrument	10588183

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 23872 Pioneer Trl was $7,323.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Corcoran City
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,323.00	$558,500 Land $113,300 Building $445,200	$558,500 Land $113,300 Building $445,200
2023	$6,717.00 Homeowner's exemption
2022		$517,000 Land $113,000 Building $404,000	$517,000 Land $113,000 Building $404,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23872 Pioneer Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23872 Pioneer Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Midco, Xfinity.

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