San Diego County property record for 2388 Sundance Cir, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,021 sqft · built 1985 |
| Lot Size | 0.331 acres (14,435 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,050,000 (Jul 2026) |
| Tax Bill | $9,566 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-492-55-00 |
| Primary APN | 162-492-55-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,021 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 14,435 sqft (0.331 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2388 SUNDANCE CIR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 120 TR 009795 |
| Legal Subdivision | SUNBURST HOMES |
| Legal Tract | 009795 |
| Legal Block | 1 |
| Legal Lot Number | 120 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 19403 |
2388 Sundance Cir is owned and occupied by two individuals who bought it in July 2026.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2388 SUNDANCE CIR, OCEANSIDE, CA 92056-3545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2026 | Grant Deed, Transfer · Conventional Mortgage WESTERN MORTGAGE |
| Sep 30, 2020 | Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK |
| Dec 31, 2019 | Intrafamily Transfer, Transfer · VA Mortgage MAGNOLIA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2026 · Amount on File |
| Deed Sale | Jul 9, 2026 · Amount on File |
| Prior Sale | Dec 31, 2019 |
| Deed Document Number | 2026197251 |
| Prior Transfer Date | Dec 6, 2019 |
| Prior Transfer Doc | 0000617495 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 9, 2026 |
| Property Address | 2388 SUNDANCE CIR, OCEANSIDE, CA 92056-3545 |
| Document Number | 0000197251 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 2026197251 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $116,655.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2388 SUNDANCE CIR, OCEANSIDE, CA 92056-3545 |
| Document Number | 0000197252, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 2026197252 |
| Name | WESTERN MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2388 SUNDANCE CIR, OCEANSIDE, CA 92056-3545 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2388 SUNDANCE CIR, OCEANSIDE, CA 92056-3545 |
| Document Number | 0000588878 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020-0588878 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 31, 2019 |
| Property Address | 2388 SUNDANCE CIR, OCEANSIDE, CA 92056-3545 |
| Document Number | 0000617495 |
| Map Reference | MAP 9795 |
| Instrument Date | Dec 6, 2019 |
| Instrument | 2019-0617495 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2388 SUNDANCE CIR, OCEANSIDE, CA 92056-3545 |
| Document Number | 0000617497 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 2019-0617497 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 2388 Sundance Cir was $9,566.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $862,817 (+2%) Land $557,560 Building $305,257 | |
| 2025 | $9,566.00 | $845,900 Land $546,628 Building $299,272 |
| 2023 | $8,805.00 (+0.26%) Homeowner's exemption | $813,053 Land $525,402 Building $287,651 |
| 2022 | $8,782.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2388 Sundance Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2388 Sundance Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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