San Diego County property record for 2381 Sundance Cir, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,215 sqft · built 1985 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | Company Name on Record |
| Last Sale | $169,900 (May 1989) |
| Tax Bill | $2,587 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-492-57-00 |
| Primary APN | 162-492-57-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,215 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 32,234 sqft (0.74 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2381 SUNDANCE CIR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 118 TR 009795 |
| Legal Subdivision | SUNBURST HOMES |
| Legal Tract | 009795 |
| Legal Block | 1 |
| Legal Lot Number | 118 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 19403 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2381 SUNDANCE CIR, OCEANSIDE, CA 92056-3545 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Jun 4, 2020 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Jun 4, 2020 | Deed of Trust, Mortgage · FHA Mortgage HIGHTECHLENDING |
| May 24, 2018 | Deed of Trust, Mortgage · FHA Mortgage HIGHTECHLENDING |
| May 24, 2018 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 1989 · Amount on Record |
| Deed Sale | May 24, 1989 · Amount on Record |
| Prior Sale | Dec 14, 1984 · Amount on Record |
| Deed Document Number | 1989273259 |
| Last Transfer Date | Nov 1, 1996 |
| Transfer Doc | 0000644354 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2381 SUNDANCE CIR, OCEANSIDE, CA 92056-3545 |
| Document Number | 0000295520 |
| Instrument Date | Jun 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2381 SUNDANCE CIR OCEANSIDE CA 920563545, OCEANSIDE, CA 92056-3545 |
| Document Number | 0000295520 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 295520 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.17% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2381 SUNDANCE CIR, OCEANSIDE, CA 92056-3545 |
| Document Number | 0000295519 |
| Instrument Date | Jun 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 2381 SUNDANCE CIR OCEANSIDE CA 920563545, OCEANSIDE, CA 92056-3545 |
| Document Number | 0000295519 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 295519 |
| Name | HIGHTECHLENDING |
|---|---|
| Address | IRVINE, CA 92614 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.17% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2381 SUNDANCE CIR, OCEANSIDE, CA 92056-3545 |
| Document Number | 0000217976 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2381 SUNDANCE CIR OCEANSIDE CA 920563545, OCEANSIDE, CA 92056-3545 |
| Document Number | 0000217976 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 217976 |
| Name | HIGHTECHLENDING |
|---|---|
| Address | IRVINE, CA 92614 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.01% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2381 SUNDANCE CIR, OCEANSIDE, CA 92056-3545 |
| Document Number | 0000217977 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2381 SUNDANCE CIR OCEANSIDE CA 920563545, OCEANSIDE, CA 92056-3545 |
| Document Number | 0000217977 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 217977 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.01% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $232,547 (+2%) Land $132,887 Building $99,660 | |
| 2025 | $2,587.00 (+8.61%) Homeowner's exemption | $227,988 (+4.04%) Land $130,282 Building $97,706 |
| 2023 | $2,382.00 (+0.34%) Homeowner's exemption | $219,137 Land $125,224 Building $93,913 |
| 2022 | $2,374.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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