Bay County property record for 2388 River Rd, Kawkawlin, MI 48631
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,064 sqft · built 1960 |
| Lot Size | 12.7 acres (554,954 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Mar 2021) |
| Tax Bill | $3,590 (2026) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 080-023-200-010-00 |
| Primary APN | 080-023-200-010-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,064 sqft Living Area |
| 1st Floor Area | 2,064 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 554,954 sqft (12.7 acres) |
| Garage Area | 1,840 sqft |
| Parking Spaces | 7 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2388 RIVER RD |
|---|---|
| City | KAWKAWLIN |
| State | MI |
| Zip | 48631-9409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL THAT PT OF NE 1/4 OF NE 1/4 LYG W OF MCRR ROW. SEC.23,T15N, R4E |
| Jurisdiction | BAY MI |
| Township / Civil Division | KAWKAWLIN |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 286102 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2388 RIVER RD, KAWKAWLIN, MI 48631-9409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2021 · Amount on Record |
| Deed Sale | Mar 3, 2021 · Amount on Record |
| Prior Sale | Mar 16, 1998 · Amount on Record |
| Deed Document Number | 20213586 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Mar 3, 2021 |
| Property Address | 2388 RIVER RD, KAWKAWLIN, MI 48631-9409 |
| Document Number | 202103586 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 202103586 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2388 RIVER RD, 2388, KAWKAWLIN, MI 48631-9409 |
| Name | Verified Name |
|---|---|
| Address | 2388 RIVER RD, KAWKAWLIN, MI 48631-9409 |
| Document Number | 202103587 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 202103587 |
| Name | WANIGAS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Kawkawlin Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,590.00 (+13.75%) Homeowner's exemption | $158,400 (+42.7%) | $316,800 (+42.7%) |
| 2023 | $111,000 | $222,000 | |
| 2022 | $3,156.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 4 (2017–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2018 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KAWKAWLIN METRO DIST WATER SUP serves 1,480 people · EPA ID MI0003570 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · DSL in parts of the area | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
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