2388 High Creek Rd, Ely, MN 55731 Property Records

St. Louis County property record for 2388 High Creek Rd, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,560 sqft · built 2011
Lot Size	5.5 acres (240,007 sqft)
Owner	Individual Name on Record
Last Sale	$3,000 (Sep 2021)
Tax Bill	$3,144 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`465-0126-00070`

Property Details

APN / Parcel Number

Primary APN	`465-0126-00070`
Alternative APN	`1005242`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,560 sqft Gross Area
1st Floor Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Lot Area	240,007 sqft (5.5 acres)
Garage Area	1,496 sqft

Exterior Amenities

Porch	Patio
Porch Area	390 sqft
Storage Building	32 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1005242
Street Address	2388 HIGH CREEK RD
City	ELY
State	MN
Zip	55731-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	LOT 2 BLOCK 2 SERIAL #
Legal Subdivision	LONGSTORFF CREEK PLAT
Legal Block	2
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	1
Census Block	1028
Census Tract	15401

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2388 HIGH CREEK RD, ELY, MN 55731-2301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
Sep 14, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on Record
Deed Sale	Sep 14, 2021 · Amount on Record
Prior Sale	Apr 27, 2009 · Amount on Record
Deed Document Number	20211424375
Last Transfer Date	Oct 29, 2021
Transfer Doc	0001429614
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2388 HIGH CREEK RD, ELY, MN 55731-2301
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001430813
Date	Nov 24, 2021
Instrument	1430813

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 14, 2021
Property Address	2388 HIGH CREEK RD, ELY, MN 55731-2301
Document Number	0001424375
Instrument Date	Aug 27, 2021
Instrument	1424375
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2388 HIGH CREEK RD, ELY, MN 55731-2301

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,144.00 (+8.04%) Homeowner's exemption
2025	$2,910.00 (+0.76%) Homeowner's exemption	$416,600 (+13.98%) Land $67,700 Building $348,900	$416,600 (+13.98%) Land $67,700 Building $348,900
2024	$2,888.00	$365,500 (+23.11%) Land $65,200 Building $300,300	$365,500 (+23.11%) Land $65,200 Building $300,300
2022		$296,900 Land $57,400 Building $239,500	$296,900 Land $57,400 Building $239,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 90% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Treehouse Broadband Fixed Wireless	598 / 196
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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