2386 High Creek Rd, Ely, MN 55731 Property Records

St. Louis County property record for 2386 High Creek Rd, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,200 sqft · built 2001
Lot Size	4.25 acres (185,514 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Nov 2023)
Tax Bill	$3,660 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`465-0126-00080`

Property Details

APN / Parcel Number

Primary APN	`465-0126-00080`
Alternative APNs	`1024333` `1158225`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,200 sqft Gross Area
1st Floor Area	1,200 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	185,514 sqft (4.25 acres)
Garage Area	2,532 sqft

Exterior Amenities

Porch	Patio
Porch Area	285 sqft
Deck Area	160 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1158225
Street Address	2386 HIGH CREEK RD
City	ELY
State	MN
Zip	55731-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 3 BLOCK 2 SERIAL #
Legal Subdivision	LONGSTORFF CREEK PLAT
Legal Block	2
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	1
Census Block	1028
Census Tract	15401

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2386 HIGH CREEK RD, ELY, MN 55731-2301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Prior Sale	Jun 7, 2016 · Amount on Record
Deed Document Number	20231478469
Prior Transfer Date	Aug 5, 2013
Prior Transfer Doc	0001222062
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 21, 2023
Property Address	2386 HIGH CREEK RD, ELY, MN 55731-2301
Document Number	0001478469
Instrument Date	Nov 8, 2023
Instrument	1478469
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2386 HIGH CREEK RD, ELY, MN 55731-2301

Mortgage

Document Number	0001478470
Date	Nov 21, 2023
Instrument	1478470

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,660.00 (+10.17%) Homeowner's exemption
2025	$3,322.00 (+38.53%) Homeowner's exemption	$485,100 (+19.51%) Land $66,500 Building $418,600	$485,100 (+19.51%) Land $66,500 Building $418,600
2024		$405,900 (+52.54%) Land $64,100 Building $341,800	$405,900 (+52.54%) Land $64,100 Building $341,800
2023	$2,398.00 Homeowner's exemption
2022		$266,100 Land $43,400 Building $222,700	$266,100 Land $43,400 Building $222,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 90% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Treehouse Broadband Fixed Wireless	598 / 196
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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