2387 Topaz Dr, Troy, MI 48085 Property Records

Oakland County property record for 2387 Topaz Dr, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,686 sqft · built 1974
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Feb 2022)
Tax Bill	$4,058 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-12-127-027`

Property Details

APN / Parcel Number

Primary APN	`88-20-12-127-027`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,686 sqft Living Area
1st Floor Area	956 sqft
Basement Area	444 sqft
Finished Basement	444 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	131 ft deep x 70 ft wide
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	23 sqft
Deck Area	56 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2387 TOPAZ DR
City	TROY
State	MI
Zip	48085-3836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 12 STONERIDGE SUB LOT 213
Legal Range	11E
Legal Township	2N
Legal Section	12
Legal Subdivision	STONERIDGE
Legal Lot Number	213
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2000
Census Tract	196000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2387 TOPAZ DR, TROY, MI 48085-3836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR NATIONAL BANK
Feb 15, 2022	Warranty Deed, Transfer
Jun 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Deed Document Number	2022320625
Deed Book / Page	57452 / 407
Prior Transfer Date	Jun 14, 2017
Prior Transfer Doc	0000115864
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2387 TOPAZ DR, TROY, MI 48085-3836
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5834 HARTWICK DR, WEST BLOOMFIELD, MI 48324-2417

Mortgage

Document Number	0000317697
Date	Feb 10, 2022
Book Page	57435/882
Instrument	317697

Lender

Name	SUPERIOR NATIONAL BANK
Type	Bank
Address	HANCOCK, MI 49930

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 15, 2022
Property Address	2387 TOPAZ DR, TROY, MI 48085-3836
Document Number	0000320625
Book / Page	57452 / 407
Map Reference	LB 134 PG 33
Instrument Date	Jan 20, 2022
Instrument	320625
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Amount	Amount Recorded
Tax	$1,987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15673 SUGAR MAPLE, 15673, FRASER, MI 48026-5204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2387 TOPAZ DR, TROY, MI 48085-3836

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 15, 2017
Property Address	2387 TOPAZ DR, TROY, MI 48085-3836
Document Number	0000115864
Book / Page	050769 / 000347
Instrument Date	Jun 14, 2017
Instrument	115864
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2387 TOPAZ DR TROY MI 480853836, TROY, MI 48085-3836

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,058.00 (-1.19%)
2023			$231,720
2022	$4,107.00	$115,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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