2383 Topaz Dr, Troy, MI 48085 Property Records

Oakland County property record for 2383 Topaz Dr, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,755 sqft · built 1974
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jul 2022)
Tax Bill	$6,208 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`88-20-12-127-025`

Property Details

APN / Parcel Number

Primary APN	`88-20-12-127-025`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,755 sqft Living Area
1st Floor Area	972 sqft
Basement Area	725 sqft
Unfinished Basement	972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	135 ft deep x 70 ft wide
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	65 sqft
Deck Area	20 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2383 TOPAZ DR
City	TROY
State	MI
Zip	48085-3836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 12 STONERIDGE SUB LOT 215
Legal Range	11E
Legal Township	2N
Legal Section	12
Legal Subdivision	STONERIDGE
Legal Lot Number	215
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2000
Census Tract	196000

Owner

2383 Topaz Dr is owned and occupied by two individuals who bought it in July 2022.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2383 TOPAZ DR, TROY, MI 48085-3836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Sep 3, 2021	Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2022 · Amount on File
Deed Sale	Jul 13, 2022 · Amount on File
Prior Sale	Sep 3, 2021 · Amount on File
Deed Document Number	2022413070
Deed Book / Page	57944 / 261
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 13, 2022
Property Address	2383 TOPAZ DR, TROY, MI 48085-3836
Document Number	0000413070
Book / Page	57944 / 261
Map Reference	LB 134 PG 33-38
Instrument Date	Jul 5, 2022
Instrument	413070
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 DEER CREEK XING, KENNETT SQUARE, PA 19348-1683

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2383 TOPAZ DR, TROY, MI 48085-3836

Mortgage

Document Number	0000413071
Date	Jul 13, 2022
Instrument	413071

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 3, 2021
Property Address	2383 TOPAZ DR, TROY, MI 48085-3836
Document Number	0000214158
Book / Page	56799 / 309
Map Reference	LB 134 PG 33-38
Instrument Date	Aug 24, 2021
Instrument	214158
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$2,021.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	444 GLENEAGLES CT, OXFORD, MI 48371-6078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 DEER CREEK XING, KENNETT SQUARE, PA 19348-1683

Tax Assessment & Valuation

The 2025 property tax bill for 2383 Topaz Dr was $6,208.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,208.00
2023			$250,380
2022	$6,230.00	$125,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2383 Topaz Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2383 Topaz Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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