Martin County property record for 2386 SW Ranch Trl, Stuart, FL 34997
| Property Type | Pasture |
|---|---|
| Details | 3 bd · 2 ba · 3,514 sqft · built 1973 |
| Lot Size | 5.93 acres (258,311 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $54,200 (Sep 2017) |
| Tax Bill | $4,883 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2022 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-39-41-000-004-0002.0-5-0000 |
| Primary APN | 07-39-41-000-004-0002.0-5-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 3,514 sqft Gross Area |
| 1st Floor Area | 2,488 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 258,311 sqft |
| Garage Type | Attached |
| Garage Area | 754 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Screened Concrete Masonry Porch |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 61188 |
|---|---|
| Street Address | 2386 SW RANCH TRL |
| City | STUART |
| State | FL |
| Zip | 34997-7961 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Pasture |
| Local Zoning Code | A1 |
| Legal Description | 07 39 41 TROPICAL FRUIT FARMS W 511.8 LOT 4 & W 511.8 N 80 LOT 5 |
| Legal Range | 41E |
| Legal Township | 39S |
| Legal Section | 7 |
| Legal Subdivision | TROPICAL FRUIT FARMS |
| Legal Block | 2 |
| Legal Lot Number | 4,5 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | INDIANTOWN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 1703 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2386 SW RANCH TRL, STUART, FL 34997-7961 |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EAST COAST MORTGAGE LENDERS INC |
| Aug 18, 2022 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Dec 27, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 28, 2024 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jan 29, 2024 | Intrafamily Transfer, Transfer · Line of Credit FIFTH THIRD BANK NA |
| Sep 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage ACOPIA |
| Aug 29, 2017 | Deed of Trust, Mortgage · Line of Credit ACOPIA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2017 · Amount on Record |
| Deed Sale | Sep 1, 2017 · Amount on Record |
| Prior Sale | Jan 5, 1971 |
| Deed Document Number | 20172654050 |
| Deed Book / Page | 2946 / 2947 |
| Last Transfer Date | Dec 27, 2024 |
| Transfer Doc | 0034751728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 2386 SW RANCH TRL, STUART, FL 34997-7961 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Title Company | STARFISH TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 2386 SW RANCH TRL, STUART, FL 34997-7961 |
| Document Number | 0032711247 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 3271/1247 |
| Instrument | 2925762 |
| Name | EAST COAST MORTGAGE LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | PALM CITY, FL 34990 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 2386 SW RANCH TRL, STUART, FL 34997-7961 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2386 SW RANCH TRL, STUART, FL 34997-7961 |
| Document Number | 0033311234 |
|---|---|
| Date | Aug 18, 2022 |
| Book Page | 3331/1234 |
| Instrument | 2976496 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Dec 27, 2024 |
| Property Address | 2386 SW RANCH TRL, STUART, FL 34997-7961 |
| Document Number | 0034751728 |
| Book / Page | 3475 / 1728 |
| Map Reference | MB 6 PG 6 |
| Instrument Date | Dec 27, 2024 |
| Instrument | 3106574 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2386 SW RANCH TRL, STUART, FL 34997-7961 |
| Name | Verified Name |
|---|---|
| Address | 2386 SW RANCH TRL, STUART, FL 34997-7961 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 2386 SW RANCH TRL, STUART, FL 34997-7961 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2386 SW RANCH TRL, STUART, FL 34997-7961 |
| Document Number | 0034221432 |
|---|---|
| Date | Feb 28, 2024 |
| Book Page | 3422/1432 |
| Instrument | 3059852 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Jan 29, 2024 |
| Property Address | 2386 SW RANCH TRL, STUART, FL 34997-7961 |
| Document Number | 0034171128 |
| Book / Page | 3417 / 1128 |
| Map Reference | MB 3 PG 6 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 3055232 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5010 HARBORAGE DR, FORT MYERS, FL 33908-4526 |
| Name | Verified Name |
|---|---|
| Address | 2386 SW RANCH TRL, STUART, FL 34997-7961 |
| Document Number | 0034221432 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 3422/1432 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 25, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Sep 1, 2017 |
| Property Address | 2386 SW RANCH TRL, STUART, FL 34997-7961 |
| Document Number | 0029462947 |
| Book / Page | 002946 / 002947 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 2654050 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,794.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2386 SW RANCH TRL STUART FL 349977961, STUART, FL 34997-7961 |
| Document Number | 29462949 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | 002946/002949 |
| Instrument | 2654051 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 2386 SW RANCH TRL, STUART, FL 34997-7961 |
| Document Number | 0029462960 |
| Instrument Date | Aug 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2386 SW RANCH TRL STUART FL 349977961, STUART, FL 34997-7961 |
| Document Number | 0029462960 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | 002946/002960 |
| Instrument | 2654052 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,883.00 (-0.59%) | $322,601 (+25.87%) | $1,035,310 (+25.61%) Land $527,770 Building $507,540 |
| 2024 | $4,912.00 (+22.52%) | ||
| 2023 | $4,009.00 (+59.59%) Additional exemption filed | $256,287 (+52.9%) | $824,200 (+12.51%) Land $128,560 Building $695,640 |
| 2022 | $2,512.00 | $167,616 | $732,552 Land $500,492 Building $232,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 101 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 101 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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