2286 SW Ranch Trl, Stuart, FL 34997 Property Records

Martin County property record for 2286 SW Ranch Trl, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,560 sqft · built 2021
Lot Size	2.34 acres (102,366 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Feb 2021)
Tax Bill	$444 (2024)
Deeds & Mortgages	Feb 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`126001`

Property Details

APN / Parcel Number

Primary APN	`126001`
Alternative APNs	`07-39-41-000-005-00031-0` `739410000050003100000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,560 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	102,366 sqft (2.34 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	126001
Old Parcel Number	739410000050003100000
Street Address	2286 SW RANCH TRL
City	STUART
State	FL
Zip	34997-7955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TROPICAL FRUIT FARMS N 200' OF S 840' OF W 511.8' OF TRACT 5
Legal Range	41E
Legal Township	39S
Legal Section	07
Legal Subdivision	TROPICAL FRUIT FARMS
Legal Tract	5
Legal Lot Number	3
Jurisdiction	MARTIN FL
Township / Civil Division	INDIANTOWN
Census Block Group	2
Census Block	2018
Census Tract	1703

Owner

Source: Martin County records · APN 126001

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2286 SW RANCH TRL, STUART, FL 34997-7955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 09, 2021 · Amount on Record
Deed Sale	Feb 09, 2021 · Amount on Record
Deed Document Number	0031952728
Deed Book / Page	3195 / 2728
Record Updated	Jun 08, 2026

February 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 09, 2021
Property Address	2286 SW RANCH TRL, STUART, FL 34997-7955
Document Number	0031952728
Book / Page	3195 / 2728
Map Reference	MB 3 PG 6
Instrument Date	Feb 05, 2021
Instrument	2866695
Transaction Type	Construction Loan
Record Updated	Mar 09, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3724 SE UPPER ST, STUART, FL 34997-8158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 SW INDIAN RIVER CT, STUART, FL 34994-7149

Mortgage

Document Number	0031952731
Date	Feb 09, 2021
Instrument	3195/2731

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$878,929 (+11.45%)	$1,082,590 (+37.27%) Land $493,500 Building $589,090
2024	$444.00 (+5.46%)
2023	$421.00 (-94.84%) Additional exemption filed	$788,660 (+54.03%) Land $340,750 Building $447,910	$788,660 (+39.86%) Land $340,750 Building $447,910
2022	$8,159.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$512,029	$563,910 Land $221,400 Building $342,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850017032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	101 in force

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 242 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	MARTIN CO UTILITIES serves 104,105 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.