Emmet County property record for 2383 Boulder Cir, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,980 sqft · built 2005 |
| Lot Size | 2.24 acres (97,574 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $405,000 (Sep 2020) |
| Tax Bill | $3,296 (2020) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-28-200-024 |
| Primary APN | 01-19-28-200-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,980 sqft Living Area |
| 1st Floor Area | 1,960 sqft |
| Basement Area | 1,284 sqft |
| Unfinished Basement | 1,984 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 97,574 sqft (2.24 acres) |
| Garage Area | 624 sqft |
| Patio Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2383 BOULDER CIR |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | COM AT N 1/4 COR OF SEC, TH S 1945.75 FT, TH N85?37'44"E 402.33 FT FOR POB, TH CONT N85?37'44"E 712.41 FT TO W LN OF RIVER RD, TH ALG SD RD S13?29'6'E 82.06 FT TO C/L OF EASEMENT, TH S79?32'2"W 320.5 FT, TH ALG ARC OF 177.13 FT RAD CURVE L 78.68 FT, |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 28 |
| Legal Subdivision | S28 T34N R5W |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 970600 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2383 BOULDER CIR, PETOSKEY, MI 49770-8216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MBANK |
| Mar 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK |
| Sep 15, 2020 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2020 · Amount on Record |
| Deed Sale | Sep 15, 2020 · Amount on Record |
| Prior Sale | Feb 12, 2013 · Amount on Record |
| Deed Document Number | 20205178034 |
| Deed Book / Page | 1225 / 84 |
| Prior Transfer Date | Nov 29, 2012 |
| Prior Transfer Doc | 1151/308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 2383 BOULDER CIR, PETOSKEY, MI 49770-8216 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2383 BOULDER CIR, PETOSKEY, MI 49770-8216 |
| Document Number | 0000001238/0000000750 |
|---|---|
| Date | Nov 5, 2021 |
| Book Page | 0000001238/0000000750 |
| Instrument | 5191712 |
| Name | MORTGAGE RESEARCH CENTER |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 2383 BOULDER CIR, PETOSKEY, MI 49770-8216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2383 BOULDER CIR, PETOSKEY, MI 49770-8216 |
| Document Number | 0000001221/0000000538 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 0000001221/0000000538 |
| Instrument | 5174481 |
| Name | MBANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 2383 BOULDER CIR, PETOSKEY, MI 49770-8216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2383 BOULDER CIR, PETOSKEY, MI 49770-8216 |
| Document Number | 0000001219/0000000976 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 0000001219/0000000976 |
| Instrument | 5172920 |
| Name | US BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Sep 15, 2020 |
| Property Address | 2383 BOULDER CIR, PETOSKEY, MI 49770-8216 |
| Document Number | 1225/84 |
| Book / Page | 1225 / 84 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 5178034 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2383 BOULDER CIR, PETOSKEY, MI 49770-8216 |
| Document Number | 5178035 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 5178035 |
| Name | MORTGAGE RESEARCH CENTER |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2050 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $346,300 (+13.1%) Building $346,300 | $692,600 (+13.1%) Building $692,600 | |
| 2025 | $306,200 Building $306,200 | $612,400 Building $612,400 | |
| 2020 | $3,296.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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