2382 Lucca Way, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2382 Lucca Way, Covington, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · built 2024
Lot Size0.237 acres (10,306 sqft)
Owner2 Individual Names on Record
Last Sale$517,673 (Oct 2024)
Tax Bill$5,129 (2025)
Deeds & MortgagesOct 2024 Sale & Mortgage
Jun 2024 Sale
Flood ZoneZone X (minimal risk)
APN044-00-02-115.00

Property Details

APN / Parcel Number

Primary APN044-00-02-115.00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area10,306 sqft (0.237 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2382 LUCCA WAY
CityFT MITCHELL
StateKY
Zip41017-3550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 115 PHASE C SEC 30B TUSCANY SUBD 0.2366 AC
Legal SubdivisionTUSCANY SUBDIVISION
Legal Phase30B
Legal Lot Number115
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group5
Census Block5078
Census Tract65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2382 LUCCA WAY, FT MITCHELL, KY 41017-3550
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2024Deed, Subdivision Related Transfer · Conventional Mortgage
VICTORY MORTGAGE LLC
Jun 10, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2024 · Amount on Record
Deed SaleOct 23, 2024 · Amount on Record
Prior SaleJun 10, 2024 · Amount on Record
Deed Document Number2024139
Deed Book / Page311 / 118
Record UpdatedOct 29, 2026

October 2024: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateOct 23, 2024
Property Address2382 LUCCA WAY, COVINGTON, KY 41017-3550
Document Number0005900139
Book / PageKC 311 / 118
Map ReferenceSL 2350&2350A
Instrument DateOct 1, 2024
Instrument24102305900139
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 28, 2025
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$518.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2382 LUCCA WAY, COVINGTON, KY 41017-3550

Mortgage

Document Number0005900140
DateOct 23, 2024
Instrument24102305900140
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2054

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 10, 2024
Property Address2382 LUCCA WAY, COVINGTON, KY 41017-3550
Document Number0005900121
Book / PageKC 288 / 124
Map ReferenceSL 2350 PG 2350A
Instrument DateMay 23, 2024
Instrument24061005900121
Transaction TypeTransfer
Record UpdatedNov 28, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$517,600 (-) Land $75,000 Building $442,600$517,600 (-) Land $75,000 Building $442,600
2025$5,129.00$517,600 Land $79,400 Building $438,200$517,600 Land $79,400 Building $438,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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