Kenton County property record for 2377 Lucca Way, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · built 2021 |
| Lot Size | 0.187 acres (8,159 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,501 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-00-02-094.00 |
| Primary APN | 044-00-02-094.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stone |
| Foundation Type | Concrete |
| Lot Area | 8,159 sqft (0.187 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2377 LUCCA WAY |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-3549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 94 PHASE C SEC 20 TUSCANY SUBD 0.1873 AC |
| Legal Subdivision | TUSCANY SUBDIVISION |
| Legal Phase | 20 |
| Legal Lot Number | 94 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 5 |
| Census Block | 5078 |
| Census Tract | 65300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2377 LUCCA WAY, FT MITCHELL, KY 41017-3549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Dec 29, 2021 | Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2021 |
| Deed Sale | Dec 29, 2021 |
| Deed Document Number | 2021109 |
| Deed Book / Page | 139 / 391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 25, 2026 |
| Property Address | 2377 LUCCA WAY, FT MITCHELL, KY 41017-3549 |
| Document Number | 0000021869 |
| Book / Page | 502 / 787 |
| Instrument Date | Sep 5, 2026 |
| Instrument | 202692521869 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | BLYTHE TITLE |
| Name | Verified Name |
|---|---|
| Address | 2377 LUCCA WAY, FT MITCHELL, KY 41017-3549 |
| Document Number | 0000021869, |
|---|---|
| Date | Sep 25, 2026 |
| Book Page | 502/787 |
| Instrument | 202692521869 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 29, 2021 |
| Property Address | 2377 LUCCA WAY, COVINGTON, KY 41017-3549 |
| Document Number | 0005900109 |
| Book / Page | 139 / 391 |
| Map Reference | SL 2247&2247A |
| Instrument Date | Dec 14, 2021 |
| Instrument | 21122905900109 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | HOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGENCY LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $454.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, EDGEWOOD, KY 41018-3593 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2377 LUCCA WAY, COVINGTON, KY 41017-3549 |
| Document Number | 0005900110 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 21122905900110 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $454,200 (-) Land $75,000 Building $379,200 | $454,200 (-) Land $75,000 Building $379,200 | |
| 2025 | $4,501.00 (-7.02%) | $454,200 (-) Land $65,500 Building $388,700 | $454,200 (-) Land $65,500 Building $388,700 |
| 2023 | $4,841.00 | $454,200 Land $65,500 Building $388,700 | $454,200 Land $65,500 Building $388,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures