2381 Fish Lake Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2381 Fish Lake Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · built 2005
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,000 (Aug 2017)
Tax Bill	$3,060 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-023-003-20`

Property Details

APN / Parcel Number

Primary APN	`014-023-003-20`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Flooring	Carpet

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Lot Area	48,352 sqft (1.11 acres)
Garage Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2381 FISH LAKE RD
City	LAPEER
State	MI
Zip	48446-8310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF THE NE 1/4 OF SEC 23, T8N R10E COMM AT THE NE COR OF SAID SEC; TH S00-04-34W., 1472.00 FT ALONG THE E LI OF SAID SEC
Legal Range	10E
Legal Township	08N
Legal Section	23
Jurisdiction	LAPEER MI
Township / Civil Division	MAYFIELD
Census Block Group	3
Census Block	3014
Census Tract	333500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2381 FISH LAKE RD, LAPEER, MI 48446-8310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 3, 2020	Warranty Deed, Transfer NOT AVAILABLE
Aug 21, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2017 · Amount on Record
Deed Sale	Aug 21, 2017 · Amount on Record
Prior Sale	Jun 21, 2006 · Amount on Record
Deed Book / Page	2912 / 849
Prior Transfer Date	Oct 20, 2011
Prior Transfer Doc	0025260736
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2381 FISH LAKE RD, LAPEER, MI 48446-8310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2381 FISH LAKE RD, LAPEER, MI 48446-8310

Mortgage

Document Number	0031570841
Date	Dec 21, 2020
Book Page	3157/841

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Sep 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 3, 2020
Property Address	2381 FISH LAKE RD, LAPEER, MI 48446-8310
Document Number	0031260908
Book / Page	003126 / 000908
Instrument Date	Sep 2, 2020
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2381 FISH LAKE ROAD LAPEER LAPEER MI 48446, LAPEER, MI 48446

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 21, 2017
Property Address	2381 FISH LAKE RD, LAPEER, MI 48446-8310
Document Number	0029120849
Book / Page	002912 / 000849
Instrument Date	Aug 17, 2017
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	CISLO TITLE, CISIO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,317.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2051 SWAFFER RD MILLINGTON MI 487469613, MILLINGTON, MI 48746-9613

Mortgage

Document Number	29120851
Date	Aug 21, 2017
Book Page	002912/000851

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2047

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Mayfield Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,300 (-0.99%)	$318,600 (-0.99%)
2025	$3,060.00 (+4.72%) Homeowner's exemption	$160,900 (+1.32%)	$321,800 (+1.32%)
2024	$2,922.00 (+10.6%)
2023		$158,800	$317,600
2022	$2,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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