2223 Fish Lake Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2223 Fish Lake Rd, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,100 sqft · built 1999
Lot Size4.51 acres (196,456 sqft)
Owner2 Individual Names on Record
Last Sale$282,000 (Nov 2022)
Tax Bill$3,744 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Jan 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN014-023-021-20

Property Details

APN / Parcel Number

Primary APN014-023-021-20

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area2,100 sqft Living Area
1st Floor Area1,400 sqft
Basement Area1,400 sqft
Unfinished Basement1,400 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleCape Cod
Lot Area196,456 sqft (4.51 acres)
Garage Area576 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2223 FISH LAKE RD
CityLAPEER
StateMI
Zip48446-8310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSEC 23 T8N R10E PART OF THE SE 1/4 BEG AT A POINT THAT IS S00-00-06W 204.46 FT ALNG E LI FROM THE E 1/4; TH N89-59-54W 192.36
Legal Range10E
Legal Township08N
Legal Section23
JurisdictionLAPEER MI
Township / Civil DivisionMAYFIELD
Census Block Group3
Census Block3014
Census Tract333500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2223 FISH LAKE RD, LAPEER, MI 48446-8310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jan 18, 2019Loan Modification, Mortgage · FHA Mortgage
MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2022 · Amount on Record
Deed SaleNov 15, 2022 · Amount on Record
Prior SaleNov 20, 2013 · Amount on Record
Deed Book / Page3326 / 871
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateNov 15, 2022
Property Address2223 FISH LAKE RD, LAPEER, MI 48446-8310
Document Number0033260871
Book / Page3326 / 871
Instrument DateNov 4, 2022
Transaction TypeTransfer
Record UpdatedDec 23, 2022
Title CompanyCRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,115.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2223 FISH LAKE RD, LAPEER, MI 48446-8310

Transferred To (Grantee/Buyer)

NameVerified Name
Address3650 CEDAR LAKE RD, ATTICA, MI 48412-9214

Mortgage

Document Number0003326873
DateNov 15, 2022
Instrument3326/873
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAPEER MI
Property Address2223 FISH LAKE RD, LAPEER, MI 48446-8310
Document Number0030120663
Instrument DateJan 18, 2019
Transaction TypeMortgage
Record UpdatedApr 23, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2223 FISH LAKE RD LAPEER MI 484468310, LAPEER, MI 48446-8310

Mortgage

Document Number0030120663
DateMar 13, 2019
Book Page003012/000663
Lender
NameMICHIGAN MUTUAL
TypeFunding / Finance Company
AddressLAKE ZURICH, IL 60047
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 12, 2049
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionMayfield Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$180,400 (+2.33%)$360,800 (+2.33%)
2025$3,744.00 (+90.53%) Homeowner's exemption$176,300 (+8.49%)$352,600 (+8.49%)
2023$162,500$325,000
2022$1,965.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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