23805 Tessmer Rd, Loretto, MN 55357 Property Records

Hennepin County property record for 23805 Tessmer Rd, Loretto, MN 55357

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 2,402 sqft · built 2022
Lot Size	4.46 acres (194,713 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,395 (2025)
Deeds & Mortgages	Nov 2021 Sale & Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-119-23-22-0003`

Property Details

APN / Parcel Number

Primary APN	`07-119-23-22-0003`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,402 sqft Living Area
1st Floor Area	2,402 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Lot Area	194,713 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	23805 TESSMER RD
City	LORETTO
State	MN
Zip	55357-9789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 001 A TESSMER ADDN IRREGULAR
Legal Range	23
Legal Township	119
Legal Section	07
Legal Quarter	22
Legal Subdivision	TESSMER ADDN
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	CORCORAN
Census Block Group	1
Census Block	1008
Census Tract	27102

Owner

Source: Hennepin County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23805 TESSMER RD, LORETTO, MN 55357-9789
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Warranty Deed, Transfer · Line of Credit THE BANK OF ELK RIVER
Jul 7, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 22, 2021
Property Address	23805 TESSMER RD, LORETTO, MN 55357-9789
Document Number	0A11047161
Instrument Date	Nov 19, 2021
Instrument	A11047161
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	SHERBURNE COUNTY ABSTRACT, SHERBURNE CNTY ABSTRACT & TT

Transaction

Amount	Amount Recorded
Tax	$577.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25477 10TH ST W, ZIMMERMAN, MN 55398-5500
Investor	Possibly a Property Investor

Mortgage

Document Number	0A11047162
Date	Nov 22, 2021
Instrument	A11047162

Lender

Name	THE BANK OF ELK RIVER

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Aug 19, 2022

July 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	HENNEPIN MN
Recording Date	Jul 7, 2021
Property Address	23805 TESSMER RD, LORETTO, MN 55357-9789
Document Number	0A10985962
Instrument Date	May 27, 2021
Instrument	A10985962
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3344 BRUNSWICK AVE N, CRYSTAL, MN 55422-2540
Investor	Possibly a Property Investor

Mortgage

Date	Jul 7, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded
Term	3 Months
Due	Oct 27, 2021

Interest

Rate	6%

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Corcoran City
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,395.00 (+275.65%)	$701,000 (+319.76%) Land $194,400 Building $506,600	$701,000 (+319.76%) Land $194,400 Building $506,600
2023	$2,501.00
2022		$167,000 Land $167,000	$167,000 Land $167,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Midcontinent Communications.

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