Clay County property record for 2380 280th St, Spencer, IA 51301
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,697 sqft · built 1959 |
| Lot Size | 10 acres (438,214 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,040 (2024) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 973605400007 |
| Primary APN | 973605400007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,697 sqft Living Area |
| Basement Area | 848 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Lot Area | 438,214 sqft (10 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 288 sqft |
| Granary | Granary |
| Quonset Hut | Quonset Hut |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 2380 280TH ST |
|---|---|
| City | SPENCER |
| State | IA |
| Zip | 51301-7598 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 AGRICULTURAL |
| Legal Description | 1.22 AC TR PT SW SE & 8.84 AC TR PT SE SE BEING PARCEL D |
| Legal Range | 36 |
| Legal Township | 97 |
| Legal Section | 05 |
| Jurisdiction | CLAY IA |
| Township / Civil Division | MEADOW |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 80100 |
Source: Clay County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2380 280TH ST, SPENCER, IA 51301-7598 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 8, 2017 |
| Transfer Doc | 02017/2418 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Sep 8, 2017 |
| Property Address | 2380 280TH ST, SPENCER, IA 51301-7598 |
| Document Number | 02017/2418 |
| Book / Page | 2017 / 2418 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 2017 2418 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2693 230TH AVE, SPENCER, IA 51301-7618 |
| Document Number | 02017/2419 |
|---|---|
| Date | Sep 8, 2017 |
| Book Page | 2017/2419 |
| Instrument | 2017 2419 |
| Name | LEIGHTON STATE BANK |
|---|---|
| Type | Bank |
| Address | MILFORD, IA 51351 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 51 Months |
| Due | Dec 30, 2021 |
Source: Clay County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Unified School District | Okoboji Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $290,060 (+15.21%) Land $16,420 Building $273,640 | $290,060 (+12.03%) Land $16,420 Building $273,640 | |
| 2024 | $3,040.00 (+13.18%) | ||
| 2023 | $251,770 (+28.57%) Land $12,070 Building $239,700 | $258,920 (+29.32%) | |
| 2022 | $2,686.00 Additional exemption filed | $195,820 Land $9,680 Building $186,140 | |
| 2021 | $200,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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