Clay County property record for 2310 280th St, Spencer, IA 51301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 5 ba · 2,112 sqft · built 1985 |
| Lot Size | 2.35 acres (102,366 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,872 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 973605300008 |
| Primary APN | 973605300008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,112 sqft Living Area |
| 1st Floor Area | 1,540 sqft |
| Basement Area | 1,540 sqft |
| Unfinished Basement | 1,540 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 102,366 sqft (2.35 acres) |
| Garage Type | Mixed |
| Garage Area | 1,404 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 304 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2310 280TH ST |
|---|---|
| City | SPENCER |
| State | IA |
| Zip | 51301-7598 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 AGRICU |
| Legal Description | PT SW SW PARCEL A |
| Legal Range | 36W |
| Legal Township | 97N |
| Legal Section | 05 |
| Jurisdiction | CLAY IA |
| Township / Civil Division | MEADOW |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 80100 |
Source: Clay County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2310 280TH ST, SPENCER, IA 51301-7598 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Unified School District | Okoboji Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,872.00 (+0.21%) Homeowner's exemption | $309,890 (+5.54%) Land $54,120 Building $255,770 | $309,890 (+5.54%) Land $54,120 Building $255,770 |
| 2024 | $2,866.00 (+1.13%) | ||
| 2023 | $293,630 (+18.91%) Land $53,060 Building $240,570 | $293,630 (+18.91%) Land $53,060 Building $240,570 | |
| 2022 | $2,834.00 | $246,940 Land $40,640 Building $206,300 | |
| 2021 | $246,940 Land $40,640 Building $206,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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