238 W Oak Loop, Cedar Creek, TX 78612 Property Records

Bastrop County property record for 238 W Oak Loop, Cedar Creek, TX 78612

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,700 sqft · built 1997
Lot Size	1.01 acres (44,340 sqft)
Owner	Individual Name on Record
Tax Bill	$1,719 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R60047`

Property Details

APN / Parcel Number

Primary APN	`R60047`
Alternative APN	`O0114774`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,700 sqft Living Area
Gross Area	2,712 sqft
1st Floor Area	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Roof Material	Composition Shingle
Lot Area	44,340 sqft (1.01 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	916 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	238 W OAK LOOP
City	CEDAR CREEK
State	TX
Zip	78612-3265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BASTROP COUNTY WEST OAKS, BLOCK A, LOT 36, ACRES 1.0000
Legal Subdivision	BASTROP COUNTY WEST OAKS
Legal Block	A
Legal Lot Number	36
Jurisdiction	BASTROP TX
Township / Civil Division	CEDAR CREEK-RED ROCK
Census Block Group	1
Census Block	1018
Census Tract	950303

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	238 W OAK LOOP, CEDAR CREEK, TX 78612-3265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage BRANCH BANKING AND TRUST CO
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	238 W OAK LOOP, CEDAR CREEK, TX 78612-3265
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TTT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201701359
Date	Jan 30, 2017
Instrument	201701359

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	GREENVILLE, SC 29601

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	238 W OAK LOOP, CEDAR CREEK, TX 78612-3265
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001148
Date	Jan 23, 2020
Instrument	202001148

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Bastrop Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,719.00 (+5.46%) Homeowner's exemption Senior Citizen's exemption	$414,073 (-5.63%) Land $160,000 Building $254,073	$414,073 (-5.63%) Land $160,000 Building $254,073
2024	$1,630.00
2023	Homeowner's exemption Senior Citizen's exemption	$438,760 Land $160,000 Building $278,760	$438,760 Land $160,000 Building $278,760
2022	$3,329.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	K & K WATER NORTH private · serves 318 people · EPA ID TX0110047
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, VTX Communications.

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