234 W Oak Loop, Cedar Creek, TX 78612 Property Records

Bastrop County property record for 234 W Oak Loop, Cedar Creek, TX 78612

Property Summary

Property Type	Single Family Home
Details	1,680 sqft · built 1997
Lot Size	0.991 acres (43,186 sqft)
Owner	Individual Name on File
Last Sale	$194,930 (Dec 2011)
Tax Bill	$5,143 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R60046`

Property Details

APN / Parcel Number

Primary APN	`R60046`
Alternative APN	`O0212446`

Interior

Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,197 sqft
1st Floor Area	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	43,186 sqft (0.991 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	360 sqft
Porch	Covered Porch
Porch Area	97 sqft
Deck Area	456 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	234 W OAK LOOP
City	CEDAR CREEK
State	TX
Zip	78612-3265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BASTROP COUNTY WEST OAKS, BLOCK A, LOT 35, ACRES 1.0000
Legal Subdivision	BASTROP COUNTY WEST OAKS
Legal Block	A
Legal Lot Number	35
Jurisdiction	BASTROP TX
Township / Civil Division	CEDAR CREEK-RED ROCK
Census Block Group	1
Census Block	1018
Census Tract	950303

Owner

234 W Oak Loop is owned and occupied by an individual who bought it in December 2011.

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	234 W OAK LOOP, CEDAR CREEK, TX 78612-3265
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEXT DOOR LENDING LLC
Feb 22, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage LOANDEPOT.COM LLC
Jan 24, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2011 · Amount on File
Deed Sale	Dec 7, 2011 · Amount on File
Prior Sale	Apr 18, 2005 · Amount on File
Deed Document Number	201114075
Deed Book / Page	2110 / 655
Prior Transfer Date	Apr 13, 2005
Prior Transfer Doc	001526/449
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	234 W OAK LOOP, CEDAR CREEK, TX 78612-3265
Transaction Type	Mortgage
Record Updated	Dec 21, 2022
Title Company	ALAMO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202224870
Date	Dec 7, 2022
Instrument	202224870

Lender

Name	NEXT DOOR LENDING LLC
Type	Mortgage Company
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	234 W OAK LOOP, CEDAR CREEK, TX 78612-3265
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201702537
Date	Feb 22, 2017
Instrument	201702537

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	234 W OAK LOOP, CEDAR CREEK, TX 78612-3265
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	SECURED TITLE OF TEXAS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201901123
Date	Jan 24, 2019
Instrument	201901123

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 234 W Oak Loop was $5,143 with a homeowner's exemption, up 13.1% from the year before.

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Bastrop Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,143.00 (+13.08%) Homeowner's exemption	$394,935 Land $160,000 Building $234,935	$394,935 Land $160,000 Building $234,935
2024	$4,548.00
2023	Homeowner's exemption	$430,400 Land $160,000 Building $270,400	$430,400 Land $160,000 Building $270,400
2022	$4,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 234 W Oak Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 234 W Oak Loop is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	K & K WATER NORTH private · serves 318 people · EPA ID TX0110047
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, VTX Communications.

Nearby Properties on W Oak Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures