238 Stone Mill Cir, Salisbury, NC 28146 Property Records

Rowan County property record for 238 Stone Mill Cir, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,834 sqft · built 2003
Lot Size	0.469 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$197,500 (Jan 2016)
Tax Bill	$1,965 (2023)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`405D115`

Property Details

APN / Parcel Number

Primary APN	`405D115`
Alternative APN	`6339590`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,834 sqft Living Area
Gross Area	1,982 sqft
1st Floor Area	1,982 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	20,473 sqft (0.469 acres)
Garage Type	Detached
Garage Area	448 sqft
Porch	Porch
Porch Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	6339590
Street Address	238 STONE MILL CIR
City	SALISBURY
State	NC
Zip	28146-8656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L41 .47AC
Legal Subdivision	BEAGLE CLUB COMMONS
Legal Lot Number	41
Jurisdiction	ROWAN NC
Township / Civil Division	LITAKER
Census Block Group	1
Census Block	1000
Census Tract	51101

Owner

Source: Rowan County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	238 STONE MILL CIR, SALISBURY, NC 28146-8656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 6, 2016 · Amount on Record
Deed Sale	Jan 6, 2016 · Amount on Record
Deed Document Number	0000126410
Deed Book / Page	1264 / 10
Record Updated	Jun 7, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	238 STONE MILL CIR, SALISBURY, NC 28146-8656
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013660078
Date	Jan 19, 2021
Book Page	1366/78

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,965.00	$293,325 Land $36,000 Building $257,325	$293,325 Land $36,000 Building $257,325

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20