157 Stone Mill Cir, Salisbury, NC 28146 Property Records

Rowan County property record for 157 Stone Mill Cir, Salisbury, NC 28146

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,220 sqft · built 2004
Lot Size0.64 acres (27,878 sqft)
Owner2 Individual Names on Record
Last Sale$21,500 (Aug 2003)
Tax Bill$2,805 (2026)
Deeds & MortgagesJan 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN405D110

Property Details

APN / Parcel Number

Primary APN405D110
Alternative APN
  • 6019832

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,220 sqft Living Area
1st Floor Area2,220 sqft
Basement Area2,220 sqft
Unfinished Basement2,220 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2008
Exterior MaterialBrick
Lot Area27,878 sqft (0.64 acres)
Garage Area650 sqft
PorchPorch
Porch Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address157 STONE MILL CIR
CitySALISBURY
StateNC
Zip28146-8690
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL36 .64AC
JurisdictionROWAN NC
Township / Civil DivisionLITAKER
Census Block Group1
Census Block1000
Census Tract51101

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 434, FAITH, NC 28041-0434
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2003 · Amount on Record
Deed SaleAug 19, 2003 · Amount on Record
Deed Book / Page984 / 735
Record UpdatedOct 29, 2026

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROWAN NC
Property Address157 STONE MILL CIR, SALISBURY, NC 28146-8690
Document Number0013420372
Instrument DateJan 22, 2020
Transaction TypeMortgage
Record UpdatedFeb 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 STONE MILL CIR SALISBURY NC 281468690, SALISBURY, NC 28146-8690

Mortgage

Document Number0013420372
DateJan 28, 2020
Book Page001342/000372
Lender
NameFARMERS & MERCHANTS NAT'L BK
TypeBank
AddressSALISBURY, NC 28144
Agreement
Term180 Months
DueJan 27, 2035

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,805.00$418,746 (-) Land $36,000 Building $382,746$418,746 (-) Land $36,000 Building $382,746
2023$2,805.00$418,746 Land $36,000 Building $382,746$418,746 Land $36,000 Building $382,746

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2008–2020)
Claims Outside the SFHA1 of 2
Most Recent ClaimNov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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