Schenectady County and Schenectady City property record for 238 Seventeenth St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,668 sqft · built 1975 |
| Lot Size | 0.201 acres (8,760 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,590 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Apr 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.41-1-18 |
| Primary APN | 421500 48.41-1-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,668 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 576 sqft |
| Finished Basement | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,760 sqft (0.201 acres) |
| Lot Dimensions | 146 ft deep x 60 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,072 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 168 sqft |
| Patio Area | 216 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 238 SEVENTEENTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-2421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | RAISED RANCH |
| Legal Block | 1 |
| Legal Lot Number | 18.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 21200 |
238 Seventeenth St is owned and occupied by two individuals who acquired it in October 2008.
Source: Schenectady County and Schenectady City records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 238 SEVENTEENTH ST, SCHENECTADY, NY 12306-2421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Apr 27, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 2, 2008 |
| Transfer Doc | 0000009579 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 22, 2026 |
| Property Address | 238 SEVENTEENTH ST, SCHENECTADY, NY 12306-2421 |
| Document Number | 0000016453 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202616453 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 238 SEVENTEENTH ST, SCHENECTADY, NY 12306-2421 |
| Document Number | 0000016453, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 202616453 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 27, 2026 |
| Property Address | 238 SEVENTEENTH ST, SCHENECTADY, NY 12306-2421 |
| Document Number | 0000009579 |
| Book / Page | 2171 / 157 |
| Instrument Date | Oct 2, 2008 |
| Instrument | 20269579 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 94 STACEY CREST DR, SCHENECTADY, NY 12306-3441 |
The 2026 property tax bill for 238 Seventeenth St was $6,590 with exemptions applied, up 2.7% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,590.00 (+2.73%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $6,415.00 | $153,300 Land $20,600 Building $132,700 | $253,850 Land $34,112 Building $219,738 |
| 2023 | $153,300 (-) Land $20,600 Building $132,700 | $194,051 (+3.8%) Land $26,076 Building $167,975 | |
| 2022 | $153,300 Land $20,600 Building $132,700 | $186,951 Land $25,122 Building $161,829 | |
| 2021 | $6,084.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 238 Seventeenth St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 238 Seventeenth St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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