226 Seventeenth St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 226 Seventeenth St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,358 sqft · built 1975
Lot Size0.115 acres (5,040 sqft)
OwnerIndividual Name on Record
Tax Bill$6,424 (2026)
Deeds & MortgagesMay 2023 Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 48.41-1-15

Property Details

APN / Parcel Number

Primary APN421500 48.41-1-15
Alternative APN
  • 150004804100010150000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,358 sqft Living Area
1st Floor Area926 sqft
Basement Area432 sqft
Finished Basement432 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area5,040 sqft (0.115 acres)
Lot Dimensions90 ft deep x 56 ft wide
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address226 SEVENTEENTH ST
CitySCHENECTADY
StateNY
Zip12306-2421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal DescriptionRAISED RANCH
Legal SubdivisionPINE CREST LANDS OF FRANK ROSSI
Legal Block1
Legal Lot Number15.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3006
Census Tract21200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address226 SEVENTEENTH ST, SCHENECTADY, NY 12306-2421
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 2, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Aug 3, 2021Warranty Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2021
Deed SaleAug 3, 2021
Deed Document Number202137075
Deed Book / Page2063 / 971
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address226 SEVENTEENTH ST, SCHENECTADY, NY 12306-2421
Transaction TypeMortgage
Record UpdatedMay 11, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 SEVENTEENTH ST, SCHENECTADY, NY 12306-2421

Mortgage

Document Number0000024942
DateMay 2, 2023
Book Page5302/176
Instrument202324942
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term339 Months
DueAug 1, 2051

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 3, 2021
Property Address226 SEVENTEENTH ST, SCHENECTADY, NY 12306-2421
Document Number0000037075
Book / Page2063 / 971
Instrument DateJun 27, 2021
Instrument202137075
Transaction TypeTransfer
Record UpdatedAug 18, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$720.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address226 SEVENTEENTH ST, 226, SCHENECTADY, NY 12306-2421

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 DUANE AVE, SCHENECTADY, NY 12307-1620

Mortgage

Document Number0000037076
DateAug 3, 2021
Instrument202137076
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,424.00 (+1.94%)
2025$6,302.00 (+16.17%)$127,200 (-) Land $19,100 Building $108,100$210,631 (+30.82%) Land $31,628 Building $179,003
2023$127,200 (-) Land $19,100 Building $108,100$161,013 (+3.8%) Land $24,177 Building $136,836
2022$127,200 Land $19,100 Building $108,100$155,122 Land $23,293 Building $131,829
2021$5,425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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