238 Phillips Dr, Forest City, NC 28043 Property Records

Rutherford County property record for 238 Phillips Dr, Forest City, NC 28043

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,792 sqft · built 1995
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$216,000 (Jul 2026)
Tax Bill	$1,049 (2025)
Deeds & Mortgages	Jul 2026 Sale Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0428908`

Property Details

APN / Parcel Number

Primary APN	`0428908`
Alternative APNs	`428908` `10344`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,792 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Porch	Slab
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	238 PHILLIPS DR
City	FOREST CITY
State	NC
Zip	28043-5851
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	W E SMITH EST LO:7 SE:2 PL:11-15
Legal Subdivision	WILBUR SMITH ESTATE
Legal Lot Number	7
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COOL SPRING
Census Block Group	2
Census Block	2004
Census Tract	960900

Owner

Source: Rutherford County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	238 PHILLIPS DR, FOREST CITY, NC 28043-5851
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 7, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 27, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 26, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 20, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Mar 26, 2020 · Amount on Record
Deed Document Number	2026
Deed Book / Page	2104 / 2201
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 2, 2026
Property Address	238 PHILLIPS DR, FOREST CITY, NC 28043-5851
Document Number	2104002201
Book / Page	2104 / 2201
Instrument Date	Jun 18, 2026
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$43,632.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 PHILLIPS DR, FOREST CITY, NC 28043-5851

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	238 PHILLIPS DR, FOREST CITY, NC 28043-5851
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 PHILLIPS DR, FOREST CITY, NC 28043-5851

Mortgage

Document Number	0020653575
Date	Oct 7, 2022
Book Page	2065/3575

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Apr 1, 2050

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	238 PHILLIPS DR, FOREST CITY, NC 28043-5851
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 PHILLIPS DR, FOREST CITY, NC 28043-5851

Mortgage

Document Number	0020733817
Date	Jul 27, 2023
Book Page	2073/3817

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Apr 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Mar 26, 2020
Property Address	238 PHILLIPS DR, FOREST CITY, NC 28043-5851
Document Number	0020312672
Book / Page	002031 / 002672
Instrument Date	Mar 26, 2020
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$185.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 AMITY DR FOREST CITY NC 280432419, FOREST CITY, NC 28043-2419

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Sep 20, 2017
Property Address	238 PHILLIPS DR, FOREST CITY, NC 28043-5851
Document Number	0011580719
Book / Page	001158 / 000719
Instrument Date	Aug 15, 2017
Instrument	2640
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3931 W DIXON BLVD SHELBY NC 28152, SHELBY, NC 28152

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,049.00 (+139.5%)	$141,900 (-) Land $10,000 Building $131,900	$141,900 (-) Land $10,000 Building $131,900
2023		$141,900 Land $10,000 Building $131,900	$141,900 Land $10,000 Building $131,900
2022	$438.00
2021	$438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FOREST CITY serves 21,521 people · EPA ID NC0181010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pangaea Internet, Spectrum.

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